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Here’s a basic look at bankruptcy, with a description of the various chapters, what they mean, what they’re for and what’s involved.
Drawing from your retirement account is not a matter to be taken lightly. Consider these pros and cons.
Help in deciding how serious your debt load is and whether consolidation is a smart choice for you.
Want to reorganize your debt without touching home equity? Here are some creative solutions.
High interest credit card debt is a total drag. Can a home equity loan or line of credit help?
Debt consolidation is supposed to help you fix your credit. But much of what is said about the process is bogus.
Not sure how to choose a credit counseling agency or debt management company? These guidelines can help.
Don’t let bills keep you up at night. Make a change by facing your debt head on.
Readers’ FAQ on debt and credit counseling will help you wrap your head around these topics.
Using a debt-management plan to pay off debt won’t hurt your credit score but it may make it difficult to qualify for new credit.