Rate Trend Index

Each week, Bankrate surveys experts in the mortgage field to see where they believe mortgage interest rates are headed.

This week (Jan. 9-15), 46 percent of panelists believe mortgage rates will rise over the next week or so; 23 percent think rates will fall; and 31 percent believe rates will remain relatively unchanged (plus or minus 2 basis points).

Calculate your monthly payment using Bankrate’s mortgage calculator.

This week, will rates go up, down or remain unchanged?
Up Down Unchanged
46% 23% 31%

Read the comments and rate predictions of mortgage experts and Bankrate analysts below.

46% say rates will go up

23% say rates will go down

31% say rates will remain unchanged