2022 New York conforming and FHA loan limits by county
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Published January 13, 2022
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Find the 2022 New York conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits from the U.S. Department of Housing and Urban Development (HUD).
| County | GSE 1-unit limit | FHA 1-unit limit |
|---|---|---|
| Albany | $647,200 | $420,680 |
| Allegany | $647,200 | $420,680 |
| Bronx | $970,800 | $970,800 |
| Broome | $647,200 | $420,680 |
| Cattaraugus | $647,200 | $420,680 |
| Cayuga | $647,200 | $420,680 |
| Chautauqua | $647,200 | $420,680 |
| Chemung | $647,200 | $420,680 |
| Chenango | $647,200 | $420,680 |
| Clinton | $647,200 | $420,680 |
| Columbia | $647,200 | $420,680 |
| Cortland | $647,200 | $420,680 |
| Delaware | $647,200 | $420,680 |
| Dutchess | $726,525 | $420,680 |
| Erie | $647,200 | $420,680 |
| Essex | $647,200 | $420,680 |
| Franklin | $647,200 | $420,680 |
| Fulton | $647,200 | $420,680 |
| Genesee | $647,200 | $420,680 |
| Greene | $647,200 | $420,680 |
| Hamilton | $647,200 | $420,680 |
| Herkimer | $647,200 | $420,680 |
| Jefferson | $647,200 | $420,680 |
| Kings | $970,800 | $970,800 |
| Lewis | $647,200 | $420,680 |
| Livingston | $647,200 | $420,680 |
| Madison | $647,200 | $420,680 |
| Monroe | $647,200 | $420,680 |
| Montgomery | $647,200 | $420,680 |
| Nassau | $970,800 | $970,800 |
| New York | $970,800 | $970,800 |
| Niagara | $647,200 | $420,680 |
| Oneida | $647,200 | $420,680 |
| Onondaga | $647,200 | $420,680 |
| Ontario | $647,200 | $420,680 |
| Orange | $726,525 | $420,680 |
| Orleans | $647,200 | $420,680 |
| Oswego | $647,200 | $420,680 |
| Otsego | $647,200 | $420,680 |
| Putnam | $970,800 | $970,800 |
| Queens | $970,800 | $970,800 |
| Rensselaer | $647,200 | $420,680 |
| Richmond | $970,800 | $970,800 |
| Rockland | $970,800 | $970,800 |
| St. Lawrence | $647,200 | $420,680 |
| Saratoga | $647,200 | $420,680 |
| Schenectady | $647,200 | $420,680 |
| Schoharie | $647,200 | $420,680 |
| Schuyler | $647,200 | $420,680 |
| Seneca | $647,200 | $420,680 |
| Steuben | $647,200 | $420,680 |
| Suffolk | $970,800 | $970,800 |
| Sullivan | $647,200 | $420,680 |
| Tioga | $647,200 | $420,680 |
| Tompkins | $647,200 | $420,680 |
| Ulster | $647,200 | $420,680 |
| Warren | $647,200 | $420,680 |
| Washington | $647,200 | $420,680 |
| Wayne | $647,200 | $420,680 |
| Westchester | $970,800 | $970,800 |
| Wyoming | $647,200 | $420,680 |
| Yates | $647,200 | $420,680 |
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