Find the 2022 New York conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits from the U.S. Department of Housing and Urban Development (HUD).

New York conforming and FHA loan limits by county
County GSE 1-unit limit FHA 1-unit limit
Albany $647,200 $420,680
Allegany $647,200 $420,680
Bronx $970,800 $970,800
Broome $647,200 $420,680
Cattaraugus $647,200 $420,680
Cayuga $647,200 $420,680
Chautauqua $647,200 $420,680
Chemung $647,200 $420,680
Chenango $647,200 $420,680
Clinton $647,200 $420,680
Columbia $647,200 $420,680
Cortland $647,200 $420,680
Delaware $647,200 $420,680
Dutchess $726,525 $420,680
Erie $647,200 $420,680
Essex $647,200 $420,680
Franklin $647,200 $420,680
Fulton $647,200 $420,680
Genesee $647,200 $420,680
Greene $647,200 $420,680
Hamilton $647,200 $420,680
Herkimer $647,200 $420,680
Jefferson $647,200 $420,680
Kings $970,800 $970,800
Lewis $647,200 $420,680
Livingston $647,200 $420,680
Madison $647,200 $420,680
Monroe $647,200 $420,680
Montgomery $647,200 $420,680
Nassau $970,800 $970,800
New York $970,800 $970,800
Niagara $647,200 $420,680
Oneida $647,200 $420,680
Onondaga $647,200 $420,680
Ontario $647,200 $420,680
Orange $726,525 $420,680
Orleans $647,200 $420,680
Oswego $647,200 $420,680
Otsego $647,200 $420,680
Putnam $970,800 $970,800
Queens $970,800 $970,800
Rensselaer $647,200 $420,680
Richmond $970,800 $970,800
Rockland $970,800 $970,800
St. Lawrence $647,200 $420,680
Saratoga $647,200 $420,680
Schenectady $647,200 $420,680
Schoharie $647,200 $420,680
Schuyler $647,200 $420,680
Seneca $647,200 $420,680
Steuben $647,200 $420,680
Suffolk $970,800 $970,800
Sullivan $647,200 $420,680
Tioga $647,200 $420,680
Tompkins $647,200 $420,680
Ulster $647,200 $420,680
Warren $647,200 $420,680
Washington $647,200 $420,680
Wayne $647,200 $420,680
Westchester $970,800 $970,800
Wyoming $647,200 $420,680
Yates $647,200 $420,680

 

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