Financing a home purchase
Refinancing your existing loan
Finding the right lender
Elevate your Bankrate experience
Get insider access to our best financial tools and content
Compare by category
Compare by credit needed
Compare by issuer
Looking for the perfect credit card?
Narrow your search with CardMatch™
Brokerages and robo-advisors
Learn the basics
Get the best rates
Selling a home
Buying a home
Finding the right agent
Retirement plans & accounts
Explore these loan options if you want a house but your savings are small.
While mortgage insurance primarily benefits the lender, it does serve a purpose for the borrower.
Mortgage reserves act as a financial cushion to meet your monthly payments in case your income changes.
Imagine a mortgage with a fixed interest rate, but a monthly payment that varies.
We tell you what’s needed to get a mortgage under this government program.
Assistance for new buyers can make homeownership more affordable and accessible.
Is one better than the other? Here’s a breakdown of each loan type.
If you’re having trouble qualifying for a mortgage, this government program can help.
Here’s how an FHA cash-out refinance works.
There are three major mortgage types. Let’s compare and see which is best for you.