Closing Costs
Closing costs are the thousands of dollars in fees associated with getting a mortgage or refinancing a home loan and typically amounts to 2 percent to 5 percent of the loan principal but can vary by state.
Latest Closing Costs Articles
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How often should you compare mortgage rates?
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
6 min read Apr 25, 2025 -
Do you need a down payment to refinance your mortgage?
Usually, no. But you still need to have some cash on hand at the closing.
5 min read Apr 21, 2025 -
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How much does it cost to refinance a mortgage?
It isn’t cheap. But what matters more is how fast you can recoup those closing costs.
4 min read Apr 04, 2025 -
What is the APR on a mortgage?
If you’re shopping for a mortgage, you better know what it means.
5 min read Apr 04, 2025 -
What are mortgage points?
They let you buy your way into a cheaper loan. But it pays to do a little analysis first.
5 min read Apr 02, 2025 -
How much are closing costs when selling a house?
Selling a house isn’t free — here’s a breakdown of common closing costs for sellers.
5 min read Mar 27, 2025 -
What is per diem interest?
You may owe interest on your mortgage right away. Here’s why and how much.
2 min read Mar 19, 2025 -
No-closing-cost refinance: What it is and how it works
You save a chunk of cash upfront, but it may cost you more in the long run.
6 min read Mar 18, 2025 -
How to avoid mortgage rate lock extension fees
Protect yourself from being charged over a loan delay that wasn’t your fault.
3 min read Mar 18, 2025
Related Topics
Helpful Links
- Closing cost guide
- How to buy a house
- How to negotiate your mortgage closing costs
- Average mortgage closing costs by state
- Understanding the closing process
- How much does it cost to buy a house?
- Mortgage closing costs vs. prepaids
- How much does it cost to refinance your house?
- No closing cost mortgage
- No closing cost refinance