Closing Costs
Closing costs are the thousands of dollars in fees associated with getting a mortgage or refinancing a home loan and typically amounts to 2 percent to 5 percent of the loan principal but can vary by state.
Latest Closing Costs Articles
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How to avoid mortgage rate lock extension fees
Protect yourself from being charged over a loan delay that wasn’t your fault.
3 min read Mar 18, 2025 -
Ohio first-time homebuyer assistance programs
If you’re a first-time homebuyer in Ohio, help is available.
7 min read Mar 06, 2025 -
Squeezed first-time buyers turn to six-figure down payment assistance packages
Some first-time homebuyers have had luck stacking down payment assistance, with very generous results.
3 min read Mar 04, 2025 -
California first-time homebuyer assistance programs
Programs available to California first-time buyers that can make homeownership more affordable.
9 min read Feb 21, 2025 -
In debate over mortgage ‘junk’ fees, lenders and regulators disagree
The government is stepping up scrutiny of “junk” fees — but are they really junk?
5 min read Apr 16, 2024 -
What are APR fees on a mortgage?
The APR on your mortgage typically includes some, but not all, fees.
4 min read Apr 01, 2024 -
What is the HUD-1 settlement statement?
The HUD-1 settlement statement is only required in certain cases.
2 min read Mar 28, 2022 -
Ask Bankrate: Is the new 0.5 percent refinance fee here to stay?
A reader asks: Do you see the new fee on refinancing mortgages being permanent?
6 min read Oct 23, 2020 -
8 ways to get the best mortgage rate
Get the best mortgage rate The day has come: It’s time to buy your first home. But, the average home costs more than $260,000, and since you likely don’t have that kind of cash sitting in a savings [...]
2 min read Sep 06, 2017
Related Topics
Helpful Links
- Closing cost guide
- How to buy a house
- How to negotiate your mortgage closing costs
- Average mortgage closing costs by state
- Understanding the closing process
- How much does it cost to buy a house?
- Mortgage closing costs vs. prepaids
- How much does it cost to refinance your house?
- No closing cost mortgage
- No closing cost refinance