Will rates go up, down or remain unchanged?
Up | Down | Unchanged |
33% | 25% | 42% |
Will rates rise or remain relatively unchanged? Experts and Bankrate analysts predict where mortgage rates are headed over the next week.
This week (Nov. 24-Dec. 1), one-third of the panelists believe mortgage rates will rise over the next week, one-quarter think rates will fall and 42 percent believe rates will remain relatively unchanged (plus or minus 2 basis points).
Click on the three tabs above to read the comments and rate predictions of mortgage experts and Bankrate analysts.
Bankrate.com surveys experts in the banking and mortgage fields to see if they believe certificate of deposit and mortgage rates will rise, fall or remain relatively unchanged. For the deposit index, the panel comprises banks, thrifts and credit unions that directly offer FDIC-insured certificates of deposit to the end consumer. For the mortgage index, the panel comprises mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers. Results from Bankrate.com’s CD Rate Trend Index will be released monthly. Results from Bankrate.com’s Mortgage Rate Trend Index will be released each Thursday.
Will rates go up, down or remain unchanged?

Bob Moulton
President, Americana Mortgage Group, Manhasset, N.Y.

John Walsh
President, Total Mortgage Services, Milford, Conn.
Will rates go up, down or remain unchanged?

Michael Becker
Mortgage banker, Happy Mortgage, Lutherville, Md.

Dan Green
Waterstone Mortgage, author of TheMortgageReports.com, Cincinnati

Dick Lepre
Senior loan officer, RPM Mortgage, San Francisco
Will rates go up, down or remain unchanged?

Holden Lewis
Mortgage editor, Bankrate.com

Kevin Breeland
General manager, Residential Mortgage of South Carolina, Mount Pleasant, S.C.

David Kuiper
Mortgage planner, First Place Bank, Holland, Mich.

Jim Sahnger
Mortgage consultant, Palm Beach Financial Network, Stuart, Fla.
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