Will rates go up, down or remain unchanged?
Up | Down | Unchanged |
63% | 6% | 31% |
Will rates rise or remain relatively unchanged? Experts and Bankrate analysts predict where mortgage rates are headed over the next week.
For the coming week, (Oct. 28-Nov. 3), 63 percent of the panelists believe mortgage rates will rise; 31 percent believe rates will remain relatively unchanged (plus or minus 2 basis points); and 6 percent think rates will fall.
Click on the three tabs above to read the comments and rate predictions of mortgage experts and Bankrate analysts.
Bankrate.com surveys experts in the banking and mortgage fields to see if they believe certificate of deposit and mortgage rates will rise, fall or remain relatively unchanged. For the deposit index, the panel comprises banks, thrifts and credit unions that directly offer FDIC-insured certificates of deposit to the end consumer. For the mortgage index, the panel comprises mortgage bankers, mortgage brokers and other industry experts who provide residential first mortgages to consumers. Results from Bankrate.com’s CD Rate Trend Index will be released monthly. Results from Bankrate.com’s Mortgage Rate Trend Index will be released each Thursday.
Will rates go up, down or remain unchanged?

Greg McBride
CFA, Senior financial analyst, Bankrate.com

Holden Lewis
Senior reporter, Bankrate.com

Kevin Breeland
General manager, Residential Mortgage of South Carolina, Mount Pleasant, S.C.

Derek Egeberg
Certified Mortgage Planning Specialist and branch manager, Academy Mortgage, Yuma, Ariz.

Dan Green
Waterstone Mortgage, author of TheMortgageReports.com, Cincinnati

David Kuiper
Mortgage planner, First Place Bank, Holland, Mich.
Will rates go up, down or remain unchanged?

Jeff Tufford
Mortgage consultant, Monarch Consulting, Grand Blanc, Mich.
Will rates go up, down or remain unchanged?

Michael Becker
Mortgage banker, Happy Mortgage, Lutherville, Md.

Dick Lepre
Senior loan officer, RPM Mortgage, San Francisco

Mitch Ohlbaum
Vice president of business development, Mortgage Capital Associates, Los Angeles

Jim Sahnger
Mortgage consultant, Palm Beach Financial Network, Stuart, Fla.

Tommy Xintaris
Senior mortgage consultant, Houston
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