Here’s a look at the state of interest rates on five common consumer banking products and the latest rates from’s weekly national survey of large banks and thrifts conducted Feb. 25, 2009.

Home Equity

Rate: 5.48 percent (line of credit); 8.49 percent (loan)

Rates on home equity products fell in tandem this week, the second time this year that has occurred.

The average home equity line of credit, or HELOC, fell 3 basis points, to 5.48 percent. HELOC rates had been marching steadily upward recently, soaring 44 basis points before falling this week.

Meanwhile, home equity loan rates also declined, falling 2 basis points, to 8.49 percent.

To find the best home equity loan rates in your area, check Bankrate’s interactive tool.

— Chris Kissell