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Lock in 0% APR for up to 21 months
Best for no-frills balance transfers
Balance transfer intro APR
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR: 17.74%, 24.24%, or 28.49% Variable APR
rewards rate
N/A
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
What you should know
Card Details
Best for no-frills balance transfers
on Wells Fargo's secure site
See Rates & FeesBalance transfer intro APR
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR
17.74%, 24.24%, or 28.49% Variable APR
Rewards rate
N/A
Annual fee
$0
Why you'll like this: It pairs one of the longest intro APR offers on the market with a lower-than-average ongoing interest rate.
What you should know
Card Details
Best for dining
Balance transfer intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR: 18.49% - 27.99% Variable
rewards rate
1.5% - 5%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
on Chase's secure site
See Rates & FeesBalance transfer intro APR
0% Intro APR on Balance Transfers for 15 months
Regular APR
18.49% - 27.99% Variable
Rewards rate
1.5% - 5%
Annual fee
$0
Why you'll like this: Its exceptionally comprehensive reward categories can be a great tool for everyday spending alongside its intro APR offer.
Reward Details
What you should know
Card Details
Best for everyday spending
Apply with confidence
Balance transfer intro APR
0% on balance transfers for 15 months
APR: 19.74%-28.74% Variable
rewards rate
1% - 3%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
Apply with confidence
By applying, you can see if you're approved before impacting your credit
Best for everyday spending
on American Express's secure site
See Rates & Fees, Terms ApplyBalance transfer intro APR
0% on balance transfers for 15 months
APR
19.74%-28.74% Variable
Rewards rate
1% - 3%
Annual fee
$0
Why you'll like this: It gives you a chance to pay off debt while making the most of your everyday purchases.
Reward Details
What you should know
Card Details
Best for excellent credit
Balance transfer intro APR
0% for 21 months on Balance Transfers
Regular APR: 16.74% - 27.49% (Variable)
rewards rate
N/A
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
What you should know
Card Details
Best for excellent credit
Balance transfer intro APR
0% for 21 months on Balance Transfers
Regular APR
16.74% - 27.49% (Variable)
Rewards rate
N/A
Annual fee
$0
Why you'll like this: Its balance transfer intro APR is one of the longest if you want a streamlined card with features that benefit from an excellent credit score.
What you should know
Card Details
Best for welcome offer
Balance transfer intro APR
0% intro APR for 18 months
Regular APR: 17.74% - 26.74% Variable APR
rewards rate
1% - 2%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
on Discover's secure site
See Rates & FeesBalance transfer intro APR
0% intro APR for 18 months
Regular APR
17.74% - 26.74% Variable APR
Rewards rate
1% - 2%
Annual fee
$0
Why you'll like this: It offers great short- and long-term value thanks to its combo of a welcome offer, ongoing rewards and an intro APR.
Reward Details
What you should know
Card Details
Best for groceries
Apply with confidence
Balance transfer intro APR
0% on balance transfers for 12 months
APR: 19.74%-28.74% Variable
rewards rate
1% - 6%
annual fee
$0 intro annual fee for the first year, then $95.
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
Apply with confidence
By applying, you can see if you're approved before impacting your credit
Best for groceries
on American Express's secure site
See Rates & Fees, Terms ApplyBalance transfer intro APR
0% on balance transfers for 12 months
APR
19.74%-28.74% Variable
Rewards rate
1% - 6%
Annual fee
$0 intro annual fee for the first year, then $95.
Why you'll like this: You can enjoy a best-in-class rewards rate on groceries as you pay off debt with its intro APR.
Reward Details
What you should know
Card Details
Best for existing U.S. Bank account holders
Purchase intro APR
0% intro on purchases for 12 billing cycles
Regular APR: 17.99% - 28.24% Variable
rewards rate
2%
annual fee
$0
Recommended credit score
670 - 850
Good - Excellent
Reward Details
What you should know
Card Details
Best for existing U.S. Bank account holders
on U.S. Bank's secure site
See Rates & FeesPurchase intro APR
0% intro on purchases for 12 billing cycles
Regular APR
17.99% - 28.24% Variable
Intro offer
N/A
Rewards rate
2%
Why you'll like this: If you’re a U.S. Bank loyalist with significant savings, this card can offer outstanding cash back rewards on all purchases.
Reward Details
What you should know
Card Details
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