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Wipe out interest payments for up to 21 months

Take charge of your financial future with a credit card that delivers zero interest for up to 21 months and huge savings on interest charges... See more

Take charge of your financial future with a credit card that delivers zero interest for up to 21 months and huge savings on interest charges. Check out these handpicked card offers from our trusted partners below.

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Best forOngoing APR
No-frills balance transfers
21 months

0% intro APR for 21 months from account opening on qualifying balance transfers

Regular APR: 17.74%, 24.24%, or 28.49% Variable APR

Dining
15 months

0% Intro APR on Balance Transfers for 15 months

Regular APR: 18.49% - 27.99% Variable

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on American Express's secure site

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Everyday spending
15 months

0% on balance transfers for 15 months

Regular APR: 19.74%-28.74% Variable

Excellent credit
21 months

0% for 21 months on Balance Transfers

Regular APR: 16.74% - 27.49% (Variable)

Wells Fargo Reflect® Card

Bankrate score

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4.3
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on Wells Fargo's secure site

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Balance transfer intro APR

0% intro APR for 21 months from account opening on qualifying balance transfers

Regular APR: 17.74%, 24.24%, or 28.49% Variable APR

rewards rate

N/A

annual fee

$0

Recommended credit score

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670 - 850

Good - Excellent

Chase Freedom Unlimited®

Bankrate score

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5.0
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on Chase's secure site

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Balance transfer intro APR

0% Intro APR on Balance Transfers for 15 months

Regular APR: 18.49% - 27.99% Variable

rewards rate

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1.5% - 5%

annual fee

$0

Recommended credit score

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670 - 850

Good - Excellent

Blue Cash Everyday® Card from American Express

Bankrate score

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4.6
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Bankrate review

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on American Express's secure site

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Balance transfer intro APR

0% on balance transfers for 15 months

APR: 19.74%-28.74% Variable

rewards rate

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1% - 3%

annual fee

$0

Recommended credit score

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670 - 850

Good - Excellent

Citi® Diamond Preferred® Card

Bankrate score

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4.1
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on Citi's secure site

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Balance transfer intro APR

0% for 21 months on Balance Transfers

Regular APR: 16.74% - 27.49% (Variable)

rewards rate

N/A

annual fee

$0

Recommended credit score

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670 - 850

Good - Excellent

Blue Cash Preferred® Card from American Express

Bankrate score

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4.4
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Bankrate review

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on American Express's secure site

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Balance transfer intro APR

0% on balance transfers for 12 months

APR: 19.74%-28.74% Variable

rewards rate

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1% - 6%

annual fee

$0 intro annual fee for the first year, then $95.

Recommended credit score

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670 - 850

Good - Excellent

Discover it® Chrome

Bankrate score

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4.6
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Bankrate review
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on Discover's secure site

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Balance transfer intro APR

0% intro APR for 18 months

Regular APR: 17.74% - 26.74% Variable APR

rewards rate

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1% - 2%

annual fee

$0

Recommended credit score

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670 - 850

Good - Excellent

U.S. Bank Smartly™ Visa Signature® Card

Bankrate score

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3.9
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Bankrate review
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on U.S. Bank's secure site

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Purchase intro APR

0% intro on purchases for 12 billing cycles

Regular APR: 17.99% - 28.24% Variable

rewards rate

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2%

annual fee

$0

Recommended credit score

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670 - 850

Good - Excellent

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