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Best Rewards Credit Cards

Best for travel rewards on everyday spending

Recommended credit score:670 - 850
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on Capital One's secure site

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Bankrate score

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5.0
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Intro offer

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Earn 75,000 miles

Rewards rate

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2X miles - 5X miles

Annual fee

$95

Regular APR

19.49% - 28.49% (Variable)

Recommended credit score:Good to Excellent
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on American Express's secure site

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Bankrate score

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4.6
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Bankrate review

Purchase intro APR

0% on purchases for 15 months

APR

19.49%-28.49% Variable

Intro offer

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Earn $200

Rewards rate

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1% - 3%

Why you'll like this: It offers a solid intro APR and strong rewards rates for popular everyday spending categories.

BEST STARTER TRAVEL CARD

Recommended credit score:670 - 850
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on Chase's secure site

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Bankrate score

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4.9
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Bankrate review

Intro offer

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75,000 bonus points

Rewards rate

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1x - 5x

Annual fee

$95

Regular APR

19.24% - 27.49% Variable

Best for Groceries

Blue Cash Preferred® Card from American Express

Bankrate score

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4.4
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Bankrate review
Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

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Earn $250

Rewards rate

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1% - 6%

Annual fee

$0 intro annual fee for the first year, then $95.

APR

19.49%-28.49% Variable

Citi Strata Premier® Card

Bankrate score

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4.6
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Bankrate review
Recommended credit score:670 - 850
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on Citi's secure site

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Intro offer

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Earn 60,000 bonus ThankYou® Points

Rewards Rate

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1X - 10X

Annual fee

$95

Regular APR

19.49% - 27.49% (Variable)

BEST FOR ONLINE SHOPPING

Prime Visa

Bankrate score

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4.5
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Bankrate review
Recommended credit score:670 - 850
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on Amazon's secure site

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Intro offer

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Get a $150 Amazon Gift Card

Rewards rate

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1% - 10%

Annual fee

$0

Regular APR

18.74% - 27.49% Variable

Best for dining

American Express® Gold Card

Bankrate score

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4.9
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Bankrate review
Recommended credit score:Good to Excellent
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Apply now

on American Express's secure site

See Rates & Fees, Terms Apply

Intro offer

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As High As 100,000 points. Find Out Your Offer.

Rewards rate

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1X - 4X

Annual fee

$325

APR

See Pay Over Time APR