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Citi ThankYou® Preferred Card for College Students

 /  3 min
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Snapshot

4.1

Bankrate rating
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Rating: 4.1 stars out of 5
Citi ThankYou® Preferred Card for College Students

Citi ThankYou® Preferred Card for College Students

Recommended credit score:(670 - 850)

Intro offer

N/A

Rewards Rate

1X - 2X

Annual fee

$0*

Regular APR

16.49% - 26.49%* (Variable)

4.1

Bankrate score

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What are the advantages and disadvantages?

Pros

  • Checkmark Icon

    You’ll pay no annual fee with this card.

  • Checkmark Icon

    The entertainment category is broad and includes things like concerts, tourist attractions, video game stores and sporting events.

  • Checkmark Icon

    It has a sign-up bonus, which most other student credit cards do not.

Cons

  • If you just want straight cash-back you may be better off with a different card.

  • The rewards take on the most value when you redeem them for gift cards or travel on Citi’s ThankYou site.

  • You have to show a source of income to qualify for the card.

  • You may be hit variable penalty APR of up to 29.99% and may be applied if you make a late payment or make a payment that is returned.

A deeper look at the current card offer

Key cardholder perks

Who should get this card

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.