Best overall cash back card

Recommended Credit Score
Good to Excellent (670 - 850) A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Discover it® Cash Back
- Rewards Rate:
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Earn 1% unlimited cash back on all other purchases – automatically.
- Welcome Offer:
- Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Annual Fee:
- $0
- Purchase Intro APR:
- 0% for 14 months
- Balance Transfer Intro APR:
- 0% for 14 months
- Regular APR:
- 14.24% - 25.24% Variable
Card Details
- Intro Offer: Discover will match all the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem cash back any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- Receive Free Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
- No annual fee.