Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Depending on why it’s low, it can take months or even years to raise your credit score.
Here’s how to change your billing address with several major credit card issuers.
Use tax-free weekends and rewards cards to save on back-to-school shopping.
A new credit card, timed right and used strategically, can help you fight high prices.
Read Bankrate’s list of the best credit card rewards programs for 2026.
Here’s how to increase your credit limit.
Most major credit issuers no longer allow credit card co-signers.
See which BofA offers you qualify for without hurting your credit.