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Rebecca Betterton

Writer, Auto Loans and Personal Loans
  • 4
    Years of experience
Ribbon Icon EXPERTISE
  • Auto Loans
  • Personal loans
  • Personal finance
  • Budgeting
Education Icon EDUCATION
  • Certified Financial Education Instructor℠, National Financial Educators Council
  • Bachelor of Arts in Strategic Communications, Elon University

About the author
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021. Through her writing, Rebecca aims to provide clarity and accessibility to the automotive loans industry as the cost of financing new and used vehicles continues to climb due to steep inflation.

She specializes in assisting readers in navigating the ins and outs of securely borrowing money to purchase a car, but recently widened her scope to cover personal loans and other debt topics. Prior to her time at Bankrate, she was a social media reporter and copywriter.

When Rebecca isn’t researching recent trends in personal finance, she is an avid runner and a lover of interior design.

Rebecca beyond Bankrate

Report Predicts Fed Interest Rate Actions Likely To Send More Car Shop

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Insight: Scratched EV battery? Your insurer may have to junk the whole

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How to get preapproved for a car loan and gain negotiation power

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New car prices are finally coming down. But not by much

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Rebecca wants you to know
Rebecca understands the anxiety that comes with heading to a dealership. She is passionate about empowering readers to make informed financial decisions in the showroom through focused advice and guidance. Outside of that, she has spent the last year researching EV financing and trends to make it more accessible for all sorts of drivers.

Rebecca's Picks

A car and cash
5 MIN READ

Auto loan rate forecast for 2025: Lender competition means good news for good credit borrowers

Good credit borrowers should find relief from increased lender competition in 2025.

People joyriding
4 MIN READ

New vehicle prices are lower for the 10th consecutive month: Is now the time to buy?

Consider what one expert recommends for shoppers looking to buy a car this summer.

Rebecca's latest articles

  • PNC Bank

    PNC Bank’s low-APR, no-fee personal loans are best for those interested in consolidating debt or making a large purchase.

    6 min read Jan 01, 2024

  • Brigit

    Brigit is a pay advance app that lends small amounts — $250 at a time — that have set repayment timelines. There are no APRs,, but a monthly fee is charged.

    5 min read Nov 08, 2022

  • Klarna

    Klarna is a buy now, pay later app that has flexible eligibility requirements and bases loan amounts on repayment history.

    5 min read Nov 08, 2022