Pippin Wilbers

Editor II, Loans

5

Years of experience

CREDENTIALS

NACCC Certified Credit Counselor™ (2025)

EXPERTISE

Consumer loans
Deposits
Credit cards
Mortgages

The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers

About the author

Pippin Wilbers is a Bankrate editor and a Certified Credit Counselor™. He joined the Bankrate team in 2021 and works on helpful content about banks, consumer loans and mortgages. Pippin is passionate about helping borrowers stay up-to-date and feel empowered to make the best choices in a changing and challenging borrower environment.

Pippin stays on top of industry news sources, such as TransUnion and Experian. Working with Bankrate's skilled reporters, he analyzes industry data and the latest political moves and asks: "What does this mean for borrowers?"

Pippin lives in Denver. Before joining Bankrate, he brought vital news to his Missouri community as a small-town newspaper reporter. In his spare time, he enjoys foraging for mushrooms, reading and dabbling in amateur entomology.

Pippin wants you to know

It's a strange time for consumer finances, with the Fed lowering rates under political pressure while both inflation and mortgage rates stay stubbornly high. Even the experts have a tough time predicting what will happen next. But the fundamentals of personal finance haven't changed: Put your savings in the highest-yielding account you can find, keep your credit spending as low as you can and compare before you commit to any credit product.

The better you understand how loans work and how lenders think, the better equipped you are to save on your loan.
— Pippin Wilbers

Pippin's Picks

A car tire surrounded by American dollar bills. Behind the tire, there is a red line graph going up and to the right.

4 MIN READ

Auto loan rate forecast for 2026: Descending APRs unlikely to truly help car buyers beset by affordability challenges

Good credit borrowers should find relief from increased lender competition in 2025.

An image of a blue arrow going to the upper right corner of the image. It is overlayed by five car tires and three American dollar bills. The image is on top of a white circle against a light blue background.

5 MIN READ

Average auto loan interest rates by credit score in 2025

You can still get a decent rate without perfect credit.

Ranyah Bullock, a senior at Delaware State University, speaks to students.

8 MIN READ

More than half of America’s HBCUs could lose access to federal financial aid

Due to high rates of student loan delinquency, nearly 60 percent of America’s HBCUs could lose access to federal aid.

Student loan experts Lesley J. Turner, John Falb, Ken Ruggiero, Tom Graf and Sara Parrish.

6 MIN READ

Will private student loans fill the void left by the One Big Beautiful Bill? Experts discuss

Bankrate interviewed five student loan industry experts to discuss the immediate and forthcoming fallout of the One Big Beautiful Bill.

A file folder marked "Public service loan forgiveness"

4 MIN READ

Change is coming for Public Service Loan Forgiveness. Should you still pursue it?

Public Service Loan Forgiveness remains a hot-button issue for a Trump Administration determined to narrow eligibility rules.

Author Lauren Nowacki and husband Mike embrace

9 MIN READ

My husband and I paid off our student loans together. Here’s how you can do it too

Paying off student debt as a team may save you thousands — but it comes with stresses.

Education Department secretary Linda McMahon looks at her watch during a press conference

6 MIN READ

Education Department announces May start dates for IDR processing and federal student loan collections

The Department of Education will resume federal student loan collections in May, garnishing income from borrowers with defaulted student loans. Also, it has reopened income-driven repayment (IDR) plan [...]