How secured auto loans work
Secured auto loans are the most common type available.
Kellye Guinan is a Bankrate editor and Certified Financial Education Instructor®. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.
Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice.
In her free time, she loves studying languages and reading an absurd amount of books. You can often find her drinking bubble tea and lounging by the nearest body of water. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.
No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.
New businesses can struggle to find funding, but the right lender may help your startup soar.
A short-term business loan can help your business take advantage of an opportunity or survive a cash-flow crisis. Here are our picks.
Running a trucking business is expensive. A business loan can help you preserve your cash. Check out our picks for the best semi-truck loans.
Bankrate evaluated the options to select the top business loans with fast funding times. Compare loan options to make an informed decision.
From SBA loans and microloans to programs designed to help underserved communities, these are the best business loans for minorities.
Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
Do you want to use a traditional bank to get a small business loan? Here is Bankrate’s list of top picks and important details you should know.
While a bad credit auto loan is technically no different from a normal loan, you can expect higher interest rates. Bankrate has reviewed and compared the best rates for bad credit auto loans.
We appreciate your feedback
Thank you for taking the time to share your experience.