Chase
Chase business loans are available in 28 states, but you'll need to visit a branch to apply.
Kellye Guinan is a Bankrate editor and Certified Financial Education Instructor®. She joined the team in 2024 with seven years of experience already under her belt covering everything from auto loans to debt consolidation. Her journey started the same as most people, with little knowledge of the finance world outside budgeting basics.
Kellye helps others navigate auto and personal loans. At her core, she believes people deserve to make the most of their money and feel confident managing their finances, so she strives to write about personal finance in ways everyone can understand. Her goal is to break down the most complex aspects of personal finance into manageable tips paired with expert advice.
In her free time, she loves studying languages and reading an absurd amount of books. You can often find her drinking bubble tea and lounging by the nearest body of water. And yes, she will talk your ear off about the importance of smart budgeting — even when she’s not working.
No one is born with an innate knowledge of finance, but everyone can learn it if they have access to the right tools. She wants to ensure the advice, articles and comparisons she works on are factual without being bogged down by jargon. When we approach difficult topics with empathy and understanding, we succeed.
To use your car as collateral for a loan, you must have equity in it.
Borrowing from your home equity can pay off, but only if you’re smart about it.
Use average car payment data to inform your budgeting.
See the current interest rates for different types of unsecured business loans and the factors that affect those rates.
Does the Fed interest rate affect car loans? Yes, it does: It has a domino effect that can raise or lower auto loan rates.
Working capital loans can help cover a variety of short-term business needs. Check out our guide on the best working capital loans to learn more.
Borrowers have a few places to turn to for personal loans. Here’s what to know.
Having a credit score of 500 doesn’t make getting a business loan impossible, but it can be challenging. Check out our picks for best business loans for a 500 credit score.
We appreciate your feedback
Thank you for taking the time to share your experience.