Bitcoin price sits below $42,000 as crypto and stocks stumble
Bitcoin remains atop the list of most valuable cryptocurrencies by total value but has struggled to start 2022.
2 min read
Jan 19, 2022
James Royal, Ph.D.
Principal writer, investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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Cost-conscious investor? Charles Schwab, Fidelity add hundreds of commission-free ETFs
Investors can benefit from lower costs and an increased choice of funds.
2 min read Dec 15, 2021 -
Survey: More than half of American workers say they’re behind on retirement savings
A full 52 percent of American workers say their retirement savings are not where they need to be.
7 min read Nov 18, 2021 -
Survey: Majority of top experts believe a stock market correction is likely within the next year
Bankrate’s survey showed most experts think stocks will plunge by 10 percent in the coming year.
4 min read Oct 05, 2021 -
Survey: Stocks forecast to rise 9% over coming year, say top experts
Like last quarter, not a single respondent expects the market to fall.
4 min read Oct 05, 2021 -
Survey: Expect the S&P 500 to push nearly 9% higher over the next year, say market experts
Here’s where analysts see opportunity in the stock market.
8 min read Jun 30, 2021 -
Survey: Nearly one-third of Americans dealing with lower income due to coronavirus outbreak
Half of those same households report having taken on more debt.
7 min read Apr 19, 2021 -
7 hot IPOs to watch for in 2021
Low interest rates and robust investor appetite for risk make it a good time for companies to market themselves.
6 min read Apr 12, 2021
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What are restricted stock units (RSUs)?
RSUs might be part of your compensation package.
4 min read Oct 09, 2024 -
Best time of the year to retire for tax purposes
When you retire can potentially have a big impact on your retirement income and the taxes you owe.
4 min read Oct 07, 2024 -
What are the different types of stock to invest in?
What every investor should know about the different types of stock.
4 min read Oct 04, 2024 -
How to cash out your crypto or Bitcoin
Here are five ways you can cash out your crypto or Bitcoin.
3 min read Sep 30, 2024 -
How do Social Security survivors benefits work?
Find out how your partner’s retirement benefits could change if she or he outlives you.
3 min read Sep 13, 2024 -
Top 10 reasons to contribute to a 401(k)
Here are the top 10 reasons to contribute to your workplace retirement plan.
3 min read Sep 05, 2024 -
5 ways to invest in farmland
Some investors think investing in farmland is recession proof. Here’s how to get started.
4 min read Sep 02, 2024 -
Types of bonds: Advantages and limitations
What to know about different types of bonds before investing.
3 min read Aug 30, 2024