Preferred Cash Rewards Credit Card
A solid rewards card for active duty military members.
There’s no reason to feel intimidated by a credit card. As long as you pay off your purchases every month, there’s little risk and tons of upside.
— Claire Dickey
Claire Dickey is a credit cards editor at Bankrate, focusing on news, product guides and educational content. Her areas of expertise include rewards and travel credit cards, building credit and credit card news. Always on the lookout for the latest credit cards and card perks, as well as cards-related legislation and regulations, Claire is passionate about demystifying personal finance topics. Her goal is to help readers save money, earn rewards and protect their credit scores.
When she’s not strategizing about how to maximize rewards on her next trip, Claire is an avid runner and day hiker.
If you’re trying to build credit, my best advice is to keep things simple. A credit card is a great way to show your creditworthiness, but picking one can be overwhelming since there are so many options out there and so many features to consider. Stick to the basics: Look for a card with low fees and the option to put down a large deposit and get a matching credit limit. If you pay on time and only charge small purchases to the card, your score can grow surprisingly quickly.
There’s no reason to feel intimidated by a credit card. As long as you pay off your purchases every month, there’s little risk and tons of upside.
— Claire Dickey
A solid rewards card for active duty military members.
The Virgin Atlantic World Elite Mastercard® helps frequent travelers and loyalists to the Virgin Atlantic airline earn miles on travel and all other purchases.
The Citi Rewards+ Student Card is a no annual fee rewards option for young adults looking to build credit and earn points for everyday purchases.
A bad credit score doesn’t mean you’re exiled from earning rewards—you’ll earn a flat 1 percent cash back on eligible purchases.
The Platinum Select World Elite card offers an ample sign-up bonus, no annual fee for the first 12 months ($99 thereafter) and great yearly bonuses that add to your mileage pool.
For the devoted American Airlines flier, the Citi® / AAdvantage Business™ World Elite Mastercard® is worth considering — especially since you can test drive it for a year without paying the $99 annual fee.
For a $450 annual fee, American Airlines loyalists can fly in style with perks like Admirals Club membership, priority boarding on flights, credit for TSA Pre✓® or Global Entry and more.
Earn credit card rewards on spending you’re already doing.
Priority Pass members can visit Priority Pass lounges at any participating airport.
Learn how to use your rewards to travel and explore places.
Learn about the Virgin Red program, how to earn and redeem points and how to link your account with your Flying Club account to pool points.
Find out the best practices for your first credit card, as well as which pitfalls to avoid.
Department store purchases can add up quickly. Why not earn rewards on them?
If you’re paying for a large purchase with a credit card, use a card with a low APR or a generous rewards system.
Learn more about Amex Membership Rewards points here, how much they’re worth and how to get the most value out of them.
If you don’t travel enough to get a travel card, try a cash back card instead.
Business owners who have a lot of expenditures in the bonus categories can benefit from owning the Ink Business Preferred Credit Card.
Earn generous rewards percentages on your small business necessities with this cash back card.
The Capital One Spark Cash for Business Plus is ideal for business owners who want rewards for their spending but have no time for rewards categories.
A card for consumers with fair credit who may not be eligible for the best rewards cards on the market today.
Higher-than-ever sign-up bonus and perks that Southwest business travelers will love.
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards
Here’s how the Chase Ink Business Cash and Ink Business Unlimited compare.
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