Chase Sapphire cards now offering up to 10X points on Peloton
Chase has partnered with Peloton to offer heightened rewards on purchases.
1 min read
Feb 01, 2023
Claire Dickey
Former Editor, Credit Cards
EXPERTISE
- Rewards credit cards
- Travel credit cards
- Credit card news
- Building credit
EDUCATION
- A.B.J. Advertising, Grady College of Journalism at The University of Georgia
There’s no reason to feel intimidated by a credit card. As long as you pay off your purchases every month, there’s little risk and tons of upside.
— Claire Dickey
Claire Dickey is a credit cards editor at Bankrate, focusing on news, product guides and educational content. Her areas of expertise include rewards and travel credit cards, building credit and credit card news. Always on the lookout for the latest credit cards and card perks, as well as cards-related legislation and regulations, Claire is passionate about demystifying personal finance topics. Her goal is to help readers save money, earn rewards and protect their credit scores.
When she’s not strategizing about how to maximize rewards on her next trip, Claire is an avid runner and day hiker.
Claire wants you to know
If you’re trying to build credit, my best advice is to keep things simple. A credit card is a great way to show your creditworthiness, but picking one can be overwhelming since there are so many options out there and so many features to consider. Stick to the basics: Look for a card with low fees and the option to put down a large deposit and get a matching credit limit. If you pay on time and only charge small purchases to the card, your score can grow surprisingly quickly.
Claire's recommended readings
- How do travel credit cards work?
- Tips for planning summer travel with your credit card
- Bilt is offering double the points on flights to Europe today only, plus other Bilt Rent Day perks
There’s no reason to feel intimidated by a credit card. As long as you pay off your purchases every month, there’s little risk and tons of upside.
— Claire Dickey
Claire's latest articles
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Survey: 59 million have lost money on canceled plans due to coronavirus
Over six in 10 Americans have canceled plans in the wake of the pandemic.
4 min read Jan 25, 2023 -
Survey: Credit card debt more common when net worth exceeds $100K
No matter what your worth is on paper, pay off your credit card debt as soon as possible.
4 min read Jan 25, 2023 -
Survey: Despite safety concerns, 64% of U.S. cardholders save their information online
Saving payment info online is convenient, but many Americans still worry about safety.
5 min read Jan 25, 2023 -
U.S. Bank set to launch new mid-tier business travel card, the Business Altitude Connect
The U.S. Bank Business Altitude Connect World Elite Mastercard joins three other business cards currently available from the issuer.
3 min read Jan 23, 2023 -
American Express announces pilot card application experience, offering risk-free card approval
Select Amex applicants can be preapproved for a U.S. personal card via a pilot card application experience.
2 min read Nov 22, 2022 -
Capital One and Uber partnership brings cardholders 10% back on Uber and Uber Eats, Uber One membership
Capital One’s new partnership with Uber brings more benefits to various cardholders.
2 min read Nov 16, 2022 -
Ally Bank launches three new credit cards, from cash back to credit building
Ally is launching three new cards: two cash back cards and one credit-building card.
3 min read Nov 02, 2022
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Mastercard® Titanium Card™
The Mastercard Titanium Card comes with a steep annual fee and not enough rewards to justify it.
4 min read Oct 09, 2024 -
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
If you want to capitalize on frequent business travel without paying an annual fee, this card is hard to beat.
4 min read Oct 02, 2024 -
First Progress Platinum Select Mastercard® Secured Credit Card
This credit card is one of three secured cards offered by First Progress issued by Synovus Bank, and all of them can help you rebuild your credit.
4 min read Oct 01, 2024 -
Is the Chase Freedom Student card worth it?
Find out whether the Chase Freedom Student card is a good match for you.
4 min read Sep 12, 2024 -
Control™ Prepaid Mastercard®
The Control Prepaid Mastercard offers a high APY with the attached savings account, but it comes with fewer cash-back options than other prepaid cards.
4 min read Sep 10, 2024 -
5 ways to build credit with no credit history
There are alternative ways to build credit, like becoming an authorized user, opening a store card or reporting your utility payments each month.
5 min read Aug 15, 2024 -
JetBlue Card
The JetBlue Card is a good choice for the JetBlue traveler who typically takes a trip or two each year.
7 min read Aug 14, 2024 -
Best Marriott credit cards for 2024
In terms of hotel credit cards, Marriott co-branded credit cards can be a great choice.
6 min read Aug 08, 2024
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Ink Business Preferred® Credit Card
Business owners who have a lot of expenditures in the bonus categories can benefit from owning the Ink Business Preferred Credit Card.
13 min read Oct 15, 2024 -
Southwest® Rapid Rewards® Performance Business Credit Card
Higher-than-ever sign-up bonus and perks that Southwest business travelers will love.
9 min read Oct 15, 2024 -
Ink Business Cash® Credit Card
Earn generous rewards percentages on your small business necessities with this cash back card.
13 min read Oct 14, 2024 -
Capital One Platinum Credit Card
A card for consumers with fair credit who may not be eligible for the best rewards cards on the market today.
10 min read Sep 11, 2024 -
Capital One Spark Cash Plus
The Capital One Spark Cash for Business Plus is ideal for business owners who want rewards for their spending but have no time for rewards categories.
11 min read Aug 13, 2024 -
Are rewards credit cards worth it?
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards
6 min read Jul 02, 2024 -
Average net worth statistics by age: How do you compare?
Your net worth measures your financial progress through life. Here’s how to grow it.
7 min read Apr 24, 2024 -
Financing a wedding when you’re new to credit
Getting hitched this year? You’re in good company. According to the Wedding Report, 2.5 million weddings are planned for 2022, the highest number since 1984. Also rising is the amount people are spending [...]
7 min read Apr 23, 2024