Skip to Main Content

Ana Staples

Principal Analyst and Credit Cards Expert
  • 11
    Years of editorial experience
  • 7
    Years covering the credit industry
CD Icon CREDENTIALS
  • NACCC Certified Credit Counselor (2025)
Ribbon Icon EXPERTISE
  • Credit cards
  • Debt management
  • Loans
  • Personal finance
Education Icon EDUCATION
  • Journalism and public relations at Moscow State Institute of International Relations
  • New York Film Academy in Los Angeles, California

About the author

Ana Staples is a lead reporter at Bankrate and writes about credit cards and credit advice. She entered the credit industry contracting with Experian in 2019, where Ana wrote articles for the bureau’s blog. Since then, she has written about credit cards and other personal finance topics for numerous publications, including CNBC Select, Buy Side from WSJ and CNET.

Ana believes a credit card can be a tool that can help you improve your financial well-being—if you maintain healthy credit habits. Her mission is to empower her readers to do just that. She has developed her expertise by closely monitoring industry trends and consumer behavior, as well as connecting with experts. For her articles, she speaks with professionals at card issuers, credit bureaus and other agencies.

As a Bankrate expert, Ana has been featured on Business Insider, Bloomberg QuickTake, and CNBC, along with TV and radio stations across the country talking about credit trends, credit card products, and personal finance.

Ana wants you to know

Ana loves to say that personal finance is personal. A single solution that applies to every situation doesn’t exist. Neither does a credit card that’s perfect for everyone or a universal budget. While it’s important to know and implement the best practices, it’s also crucial to remember that every situation is unique.

“We all live in our own money worlds,” Ana says. “Women and men inhabit different financial universes. So do Gen Z and baby boomers, big city dwellers and those in rural communities, single people and married couples. Different sets of values and circumstances dictate our financial lives. Be discerning in the personal finance advice you choose to follow and how you apply it.”

Ana beyond Bankrate

What is a debt management plan — and is it right for you?

Arrow Right Icon

How to Cancel a Credit Card

Arrow Right Icon

I share the advice I wish someone had shared with me a long time ago. I want my reader to find my words when they're most needed… and be able to make a better-informed financial decision because of something I've written. That's what keeps me going.

— Ana Staples

Ana's latest articles

  • Best credit card bonuses for April 2026

    Whether you’re looking for miles to help pay for travel or cash back to fund a new purchase, the best credit card sign-up bonuses can help you make it happen.

    10 min read Apr 03, 2026

  • Best No Annual Fee Credit Cards for April 2026

    Here are the best credit cards with no annual fee. Read reviews from personal finance experts and compare offers from our partners to find the best card for you.

    10 min read Apr 03, 2026
  • Family preparing dinner and ordering groceries online

    Best Credit Cards of April 2026

    Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a leader in personal finance advice, help you find the best credit card today.

    12 min read Apr 03, 2026