2025 North Carolina conforming and FHA loan limits by county

Buying a house? Find the 2025 North Carolina conforming and FHA loan limits by county below. Bankrate compiled the conforming loan limits data from Federal Housing Finance Agency and the FHA loan limits from the U.S. Department of Housing and Urban Development (HUD).
County | FHFA limit | FHA limit |
---|---|---|
Alamance | $806,500 | $524,225 |
Alexander | $806,500 | $524,225 |
Alleghany | $806,500 | $524,225 |
Anson | $806,500 | $524,225 |
Ashe | $806,500 | $524,225 |
Avery | $806,500 | $524,225 |
Beaufort | $806,500 | $524,225 |
Bertie | $806,500 | $524,225 |
Bladen | $806,500 | $524,225 |
Brunswick | $806,500 | $524,225 |
Buncombe | $806,500 | $524,225 |
Burke | $806,500 | $524,225 |
Cabarrus | $806,500 | $524,225 |
Caldwell | $806,500 | $524,225 |
Camden | $806,500 | $757,850 |
Carteret | $806,500 | $524,225 |
Caswell | $806,500 | $524,225 |
Catawba | $806,500 | $524,225 |
Chatham | $806,500 | $632,500 |
Cherokee | $806,500 | $524,225 |
Chowan | $806,500 | $524,225 |
Clay | $806,500 | $524,225 |
Cleveland | $806,500 | $524,225 |
Columbus | $806,500 | $524,225 |
Craven | $806,500 | $524,225 |
Cumberland | $806,500 | $524,225 |
Currituck | $806,500 | $757,850 |
Dare | $806,500 | $663,550 |
Davidson | $806,500 | $524,225 |
Davie | $806,500 | $524,225 |
Duplin | $806,500 | $524,225 |
Durham | $806,500 | $602,600 |
Edgecombe | $806,500 | $524,225 |
Forsyth | $806,500 | $524,225 |
Franklin | $806,500 | $530,150 |
Gaston | $806,500 | $524,225 |
Gates | $806,500 | $757,850 |
Graham | $806,500 | $524,225 |
Granville | $806,500 | $632,500 |
Greene | $806,500 | $524,225 |
Guilford | $806,500 | $524,225 |
Halifax | $806,500 | $524,225 |
Harnett | $806,500 | $524,225 |
Haywood | $806,500 | $524,225 |
Henderson | $806,500 | $524,225 |
Hertford | $806,500 | $524,225 |
Hoke | $806,500 | $524,225 |
Hyde | $806,500 | $524,225 |
Iredell | $806,500 | $524,225 |
Jackson | $806,500 | $524,225 |
Johnston | $806,500 | $529,000 |
Jones | $806,500 | $524,225 |
Lee | $806,500 | $524,225 |
Lenoir | $806,500 | $524,225 |
Lincoln | $806,500 | $524,225 |
McDowell | $806,500 | $524,225 |
Macon | $806,500 | $524,225 |
Madison | $806,500 | $524,225 |
Martin | $806,500 | $524,225 |
Mecklenburg | $806,500 | $524,225 |
Mitchell | $806,500 | $524,225 |
Montgomery | $806,500 | $524,225 |
Moore | $806,500 | $524,225 |
Nash | $806,500 | $524,225 |
New Hanover | $806,500 | $524,225 |
Northampton | $806,500 | $524,225 |
Onslow | $806,500 | $524,225 |
Orange | $806,500 | $632,500 |
Pamlico | $806,500 | $524,225 |
Pasquotank | $806,500 | $805,000 |
Pender | $806,500 | $524,225 |
Perquimans | $806,500 | $805,000 |
Person | $806,500 | $632,500 |
Pitt | $806,500 | $524,225 |
Polk | $806,500 | $524,225 |
Randolph | $806,500 | $524,225 |
Richmond | $806,500 | $524,225 |
Robeson | $806,500 | $524,225 |
Rockingham | $806,500 | $524,225 |
Rowan | $806,500 | $524,225 |
Rutherford | $806,500 | $524,225 |
Sampson | $806,500 | $524,225 |
Scotland | $806,500 | $524,225 |
Stanly | $806,500 | $524,225 |
Stokes | $806,500 | $524,225 |
Surry | $806,500 | $524,225 |
Swain | $806,500 | $524,225 |
Transylvania | $806,500 | $524,225 |
Tyrrell | $806,500 | $524,225 |
Union | $806,500 | $524,225 |
Vance | $806,500 | $524,225 |
Wake | $806,500 | $530,150 |
Warren | $806,500 | $524,225 |
Washington | $806,500 | $524,225 |
Watauga | $806,500 | $524,225 |
Wayne | $806,500 | $524,225 |
Wilkes | $806,500 | $524,225 |
Wilson | $806,500 | $524,225 |
Yadkin | $806,500 | $524,225 |
Yancey | $806,500 | $524,225 |
Compare North Carolina mortgage rates
Surrounding state conforming and FHA loan limits
- Virginia conforming and FHA loan limits
- South Carolina conforming and FHA loan limits
- Georgia conforming and FHA loan limits
- Tennessee conforming and FHA loan limits
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