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The Replacement Cost Reality Check: When Home Insurance Safety Nets Fall Short
10 min read Read moreInsurance News

Costlier construction materials will increase replacement costs for insurers.

Costlier healthcare means bigger claim payouts and higher rates.

California’s insurance market faces challenges from wildfires, tariffs and rate hikes.

Home insurance and climate risk used to be afterthoughts for Americans buying a home. Not anymore.

Almost half of U.S. states have inadequate or nonexistent flood disclosure laws.

Senate Bill No. 1’s failure to deliver lower and more equitable rates for Michiganders isn’t an accident.

Learn how this new kitten owner has saved money with pet insurance.

What your claims adjuster wishes you knew.

A teen driver could add thousands to your annual car insurance bill, and a little-known industry quirk could push it even higher.

Insurance is the priciest hidden cost of car ownership.

Experts say that 2024 saw record insurance shopping, even among loyal customers.

Has inflation left you underinsured? Bankrate investigates.

Tariffs will raise prices, but the strategies for insurance savings remain the same.

Rsing temps and road rage are a costly combo. discover the mental and financial impact on drivers and their car insurance rates.

Telematics impact insurance rates and driver behavior — California’s missing out.

Bankrate explains how CA, NC, UT and VA car insurance laws are changing in 2025.

Confusing policy language, rising construction costs and lengthy claim resolution timelines can leave families scrambling — even when they thought they were fully covered. “It looks like a dollhouse,” [...]

Home insurance takes center stage in real estate deals.

Extreme weather puts more than a quarter of all U.S. homes at risk.

Could you pay your deductible if you had an insurance claim?

These deductibles are calculated as a percentage of your coverage limit.

Insurance companies may be taking advantage of states with limited regulation.

Bankrate explores what dorm insurance is and if your student needs it.

If you’ve received a letter from your insurance company asking for updates, you’re not alone.
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