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Insurance News

Find news about homeowners, renters, auto and life insurance.

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True Cost of Auto Insurance in 2025

How much of your income will you spend on car insurance this year? Bankrate investigates.

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Bankrate's image file
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True Cost of Home Insurance in 2025

How much do Americans spend on home insurance? Bankrate investigates.

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Insurance News

Costlier construction materials will increase replacement costs for insurers.
close-up of a female doctor using computer and smartphone
Costlier healthcare means bigger claim payouts and higher rates.
helicopter flying above wildfire in smoke-filled sky spraying water
California’s insurance market faces challenges from wildfires, tariffs and rate hikes.
Sunset over the beach and the Pacific ocean in Newport, a town along the 101 highway along the coast in Oregon, USA
Home insurance and climate risk used to be afterthoughts for Americans buying a home. Not anymore.
Flooding
Almost half of U.S. states have inadequate or nonexistent flood disclosure laws.
Senate Bill No. 1’s failure to deliver lower and more equitable rates for Michiganders isn’t an accident.
rag doll cat looking up at its owner
Learn how this new kitten owner has saved money with pet insurance.
Expert
What your claims adjuster wishes you knew.
A father and son online shopping for auto insurance
A teen driver could add thousands to your annual car insurance bill, and a little-known industry quirk could push it even higher.
Car made out of money
Insurance is the priciest hidden cost of car ownership.
man standing next to car at charging station, looking at cell phone
Experts say that 2024 saw record insurance shopping, even among loyal customers.
Person carrying groceries
Has inflation left you underinsured? Bankrate investigates.
Teenage girl in spring in Lisbon, Portugal
Tariffs will raise prices, but the strategies for insurance savings remain the same.
Angry driver in car
Rsing temps and road rage are a costly combo. discover the mental and financial impact on drivers and their car insurance rates.
aerial view of vehicles traveling on crisscrossing highways
Telematics impact insurance rates and driver behavior — California’s missing out.
Couple driving in car
Bankrate explains how CA, NC, UT and VA car insurance laws are changing in 2025.
Images of an interview subject's home following a house fire set on a light purple background
Confusing policy language, rising construction costs and lengthy claim resolution timelines can leave families scrambling — even when they thought they were fully covered. “It looks like a dollhouse,” [...]
couple reviews insurance bill
Home insurance takes center stage in real estate deals.
image of aftermath of severe hurricane damage to a house in florida
Extreme weather puts more than a quarter of all U.S. homes at risk.
Could you pay your deductible if you had an insurance claim?
Person looking through telescope
These deductibles are calculated as a percentage of your coverage limit.
Flood damage
Insurance companies may be taking advantage of states with limited regulation.
illustration of a college dorm room
Bankrate explores what dorm insurance is and if your student needs it.
person working
If you’ve received a letter from your insurance company asking for updates, you’re not alone.
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