Homeownership
Find tips for paying off your mortgage, refinancing to a better interest rate and boosting your home's value.
Latest Articles
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Forecast: Big drops in HELOC rates, modest declines for home equity loans in 2024
Bankrate Chief Financial Analyst Greg McBride shares his take on what will happen to home equity rates in 2024.
2 min read Jan 02, 2024 -
10/1 or 10/6 ARM vs. 30-year fixed-rate mortgage
Plan to stay in your house for 10 years or less? A 10/1 ARM may be a good choice.
7 min read Dec 22, 2023 -
Mortgage lender vs. servicer: What’s the difference?
What happens when your loan moves to a new servicer?
5 min read Dec 22, 2023 -
How to refinance an underwater mortgage
Even if you owe more than your home is worth, there are options to refinance.
9 min read Dec 21, 2023 -
Can I get a mortgage after a short sale of my home?
To buy a home after you sold one in a short sale, you need time, good credit and money down.
7 min read Dec 19, 2023 -
Should I sell my house or rent it out?
If you’re moving and deciding whether to sell your house or rent it out, consider these factors.
6 min read Dec 15, 2023 -
6 Steps to take after a natural disaster
Preparing for a natural disaster may help you recover more quickly.
9 min read Dec 14, 2023 -
Home equity loan or HELOC vs. reverse mortgage: Which is right for you?
They all let you tap your ownership stake, but they differ significantly in a lot of ways.
12 min read Dec 14, 2023 -
Should I pay off my mortgage or invest?
Both strategies have merit. Here’s what to consider.
4 min read Dec 13, 2023 -
How your home can pay for emergency repairs
Use your home to fix your home by tapping your equity stake. Just bear the risks in mind.
8 min read Dec 08, 2023