Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
Credit card preapproval or prequalification — which is better?
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
You can be responsible with your credit cards. You can pay your card bills in full each month and never owe a dollar in interest. And for all that effort, your credit card company will still consider you [...]
What is a balance transfer — and is it a good idea for debt?
Luxury credit cards are a status symbol that may not be worth the high fees.
Your credit card comes with rules. Can you use them to your advantage?
Call your card issuer if you want a lower interest rate, and be ready to negotiate.
Deferred interest deals can result in extremely high interest charges.
You have several options besides becoming a credit card co-signer.
A starter card can be a great tool for practicing good credit habits.