What are the best Barclays business credit cards?

At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Barclays business credit cards offer great points, travel and bonus miles benefits for your business. But which card offers the best combination of points earning potential and reward options?

Let’s take a look at three of Barclays’ best business credit cards—the JetBlue Business Card, the AAdvantage Aviator Business Mastercard and the Hawaiian Airlines Business Mastercard—and see how they stack up.

Bankrate’s Picks for the Best Barclays Business Credit Cards (August 2020)

AAdvantage Aviator Business Mastercard

The AAdvantage Aviator Business Mastercard makes it easy to earn AAdvantage miles with bonus offerings and special benefits based on your spending. Key features of this card include:

  • 15.99 percent–24.99 percent APR for purchases and balance transfers, based on creditworthiness
  • 25.24 percent APR for cash advances
  • $95 annual fee
  • Balance transfer fee of 3 percent of the transfer amount or $5, whichever is greater
  • 65,000 bonus miles after spending $1,000 on your card in the first 90 days, plus 10,000 miles after using a linked employee card to make a purchase within the first 90 days
  • 2x AAdvantage miles on all eligible American Airlines, office supply, telecom and car rental purchases
  • 1x AAdvantage miles on all other purchases

Why is it the best business card for easy bonus earnings?

The AAdvantage card is designed to make miles earning easy. It starts with 75,000 bonus miles available in the first 90 days plus 2x miles for office supply, telecoms and car rentals and 1x points on all other spending. In addition, cardholders enjoy a 5 percent AAdvantage mileage bonus every year, based on the total number of miles earned using your card.

Other business travel benefits include your first checked bag free, a companion certificate for $99 every year on your account anniversary after spending $30,000 or more on eligible purchases, plus complimentary employee cards and preferred boarding for you and up to four companions.

JetBlue Business Card

The JetBlue Business card from Barclays lets your business earn points on every JetBlue purchase and redeem points for any seat, any time on JetBlue-operated flights. Key features of this card include:

  • 15.99 percent–24.99 percent APR for purchases and balance transfers, based on creditworthiness
  • 25.24 percent APR for cash advances
  • $99 annual fee
  • Balance transfer fee of $5 or 3 percent of the transfer amount, whichever is greater
  • 50,000 bonus points after spending $1,000 in the first 90 days, and 10,000 bonus points if a purchase is made on a linked employee card in the first 90 days
  • 6x points on all JetBlue purchases
  • 2x points at office supply stores and 1x points on all other purchases

Why is it the best business card to earn extra points on purchases?

The JetBlue Business card offers extra earnings with 6x points on all JetBlue purchases. These points can be redeemed for any seat on any JetBlue-operated flights with no blackout dates. Can’t find the flight you’re looking for? Points in your TrueBlue account won’t expire.

Businesses can also increase their points earning potential with 2x points for all spending in business supply stores and restaurants, plus 1x points for all other purchases. In addition, the JetBlue business card lets you easily pool points with other account holders to make the most of your rewards.

Other benefits include a free first checked bag for you and up to three companions, an annual $100 statement credit each year after purchasing a JetBlue Vacations package and 5,000 bonus points each year on your account anniversary.

Hawaiian Airlines Business Mastercard

The Hawaiian Airlines Business Mastercard lets you maximize bonus miles with simple miles sharing and great reward rates. Key features include:

  • 15.99 percent–24.99 percent APR for purchases and balance transfers, based on creditworthiness
  • 25.24 percent APR for cash advances
  • $99 annual fee
  • Balance transfer fee of $5 or 3 percent of the total amount, whichever is greater
  • 60,000 bonus miles after spending $1,000 in the first 90 days plus another 10,000 miles after an employee card is used to make a purchase in the first 90 days
  • 40,000 bonus miles with at least $100,000 in annual purchases
  • 3x bonus miles on eligible Hawaiian Airlines purchases, 2x on gas, dining and office store purchases and 1x on all other purchases

Why is it the best business card for maximizing bonus miles?

The Hawaiian Airlines Business Mastercard lets you maximize bonus earnings with 70,000 miles upfront plus 40,000 extra miles for spending more than $100,000 each year (or 20,000 bonus miles for spending $50,000 to $99,999). You can also share miles easily with no transfer fee, and you’ll receive a one-time 50 percent off companion discount for round trip coach travel between Hawaii and North America on Hawaiian Airlines.

How to choose the best Barclays business credit card

When it comes to choosing the best business credit card, consider three key factors.

Points potential

If you’re looking to earn points as quickly as possible, the JetBlue Business credit card is your best bet.

Easy earnings

If straightforward miles earning for business-related purchases is your priority, consider the AAdvantage Aviator Business Mastercard.

Maximum miles

If you want to earn the most miles possible, as quickly as possible, choose the Hawaiian Airlines Business Mastercard for the upfront bonus and yearly spending rewards.

Frequently asked questions about business credit cards

Do business credit cards have annual fees?

Most business credit cards have an annual fee. Barclays’ business credit cards have fees ranging from $95 to $99 per year.

What’s the best business credit card for small businesses?

The best small business credit card depends on your needs. Along with great bonus miles and points earning potential, Barclays celebrates the success of small businesses with a variety of local and national support programs.

What credit score do I need for a business credit card?

While the minimum credit score varies by provider, many require an “excellent” rating to meet eligibility requirements.