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Self Lender

Best Cards for Good to Excellent Credit

Limited time offer
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Best for travel rewards on everyday spending

Recommended credit score:670 - 850
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on Capital One's secure site

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Bankrate score

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5.0
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Bankrate review

Intro offer

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Enjoy a $250 travel credit & earn 75K bonus miles

Rewards rate

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2X miles - 5X miles

Annual fee

$95

Regular APR

19.49% - 28.49% (Variable)

Recommended credit score:Good to Excellent
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on American Express's secure site

See Rates & Fees, Terms Apply

Bankrate score

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4.9
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Bankrate review

Intro offer

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As High As 100,000 points. Find Out Your Offer.

Rewards rate

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1X - 4X

Annual fee

$325

APR

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Recommended credit score:670 - 850
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on Capital One's secure site

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Bankrate score

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4.1
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Bankrate review

Intro offer

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Earn a bonus of 20,000 miles

Rewards rate

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1.25X miles - 5X miles

Annual fee

$0

Regular APR

18.49% - 28.49% (Variable)

Best for pairing

Chase Freedom Unlimited®

Bankrate score

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5.0
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Bankrate review
Recommended credit score:670 - 850
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Apply now

on Chase's secure site

See Rates & Fees

Intro offer

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Earn $200 cash back

Rewards rate

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1.5% - 5%

Annual fee

$0

Regular APR

18.24% - 27.74% Variable

Why you'll like this: Its high base rewards rate and everyday bonus categories make it an excellent foundation for any Chase card stack.

Citi Double Cash® Card

Bankrate score

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4.2
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Bankrate review
Recommended credit score:670 - 850
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Apply now

on Citi's secure site

See Rates & Fees

Intro offer

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$200 cash back

Rewards Rate

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2% - 5%

Annual fee

$0

Regular APR

17.49% - 27.49% (Variable)