How credit cards can help you deal with lost luggage
Many top rewards credit cards include lost or delayed baggage insurance.
From travel coverage to extended warranties, credit cards provide consumers with all sorts of useful protections for everyday living. And when used responsibly, your good credit can give you a much-needed leg up to achieve larger life goals like homeownership.
— Tracy Stewart
Tracy Stewart is a personal finance writer and editor specializing in loyalty programs, travel benefits, consumer protections, and business credit cards. From startup owners to aspiring travelers, Tracy aims to empower readers with the info they need to choose a credit card that best aligns with their individual circumstances.
He previously covered travel rewards credit cards, budget travel, and aviation news at SmarterTravel Media. His money-saving tips have appeared in the Washington Post, the Wall Street Journal, Consumer Reports, MarketWatch, Vice, People, the Zoe Report and elsewhere.
Adding a child to your credit card as an authorized user is a great way to build their credit profile while also teaching them financial responsibility. Or at least that’s what’s meant to happen. In my case, it just gave me access to a credit limit that I had no business having as a 23-year-old with only a part-time job. But the allure of travel credit cards is hard to resist at any age, and, before you know it, you’ve bitten off more than you can chew in pursuit of free flights and fancy perks. What I now understand is that the credit card you want isn’t necessarily the credit card you need. And while I still love those lounge access perks, today my favorite credit cards are those that reward me well for the things I spend the most on day-to-day, like food delivery and Uber.
From travel coverage to extended warranties, credit cards provide consumers with all sorts of useful protections for everyday living. And when used responsibly, your good credit can give you a much-needed leg up to achieve larger life goals like homeownership.
— Tracy Stewart
Many top rewards credit cards include lost or delayed baggage insurance.
The benefits of cashless payment makes it an appealing option for the new year.
The SoFi Credit Card has a substantial rewards rate, but there are caveats. Our review will discuss the pros and cons of this card.
The U.S. Bank Altitude Go Card offers more cash back rewards than travel. With a fixed points value, this rewards card is best for U.S. Bank account holders.
The Bank of America-issued Alaska Airlines Visa credit card has a hallmark feature that's hard for other airline cards to top: its Alaska's Famous Companion Fare offer.
The Bilt Mastercard® is a unique and versatile rewards card that will appeal to renters and fee-averse travelers as it earns 1X points on rent payments without any transaction or processing fees.
The Ink Business Premier® Credit Card, Chase’s latest addition to their portfolio of business credit cards, comes with a $195 annual fee and includes unique features along with a few drawbacks.
The Chase Freedom Flex card is at the top of the cash back game. Its familiar rotating categories are paired with year-round earning categories to ensure maximum rewards.
For the devoted American Airlines flier, the Citi® / AAdvantage Business™ World Elite Mastercard® is worth considering — especially since you can test drive it for a year without paying the $99 annual fee.
The Ritz-Carlton Rewards Credit Card can be well worth the substantial price of ownership as long as you make sure you maximize all the benefits it offers.
A powerful combination of bonus rewards, annual credits and bonus points, transfer
A powerful combination of bonus rewards, annual credits and bonus points, transfer