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Rhys Subitch

Editor, Deposits
  • 10
    Years of personal finance experience
CD Icon CREDENTIALS
  • Certified Financial Education Instructor (CFEI®)
Ribbon Icon EXPERTISE
  • Personal finance
  • Savings accounts
  • Personal loans
  • Debt consolidation
Education Icon EDUCATION
  • Bachelor of Arts in Sociology, University of Washington
  • Certificate in Editing, University of Washington

About the author

Rhys Subitch is a Bankrate editor who supports an editorial team dedicated to developing educational content about deposits products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, and recently expanded their expertise into consumer banking. You'll now find them reviewing and guiding readers through the ins and outs of high-yield savings accounts, checking accounts, certificates of deposit and more.

While Rhys has worked with loans, credit cards and insurance in the past, they have shifted to content revolving around everything banking, where they are continuing to develop their expertise. In the past decade, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company.

When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.

My favorite money tip

Being content with where you're at financially doesn't preclude bettering it later. Take steps to stabilize your situation by choosing key foundational products — like low- or no-fee checking and savings accounts — and lock in healthy habits before taking steps to build wealth.

Rhys's latest articles

  • A bank building with a large gold medal hanging from it

    Best banks and credit unions of 2026

    The best bank and credit union for you will depend on your banking needs, but in general, the best banks offer accounts with low or no minimum balance requirements and don’t charge monthly fees — or [...]

    11 min read Apr 29, 2026
  • Education Loan Finance

    Education Loan Finance loans have strict eligibility requirements but low rates.

    6 min read Apr 28, 2026
  • Credible

    Credible is a comparison site that lets you get prequalified with multiple lenders.

    6 min read Apr 28, 2026
  • Earnest

    Earnest's many repayment options makes it a good option for student loan borrowers.

    6 min read Apr 28, 2026
  • The Best Student Loans of 2025

    Pay for school the smart way. Find a winning lender with our list of the latest and greatest so you can focus on your school, not your school loans.

    1 min read Apr 27, 2026
  • Axos Bank Review 2026

    Read our experts' review on Axos Bank's features and product offerings. Bankrate reviews and compares hundreds of banks to help find the right fit for you.

    2 min read Apr 26, 2026