Skip to Main Content

Olivia Chen

Former Senior Writer, SMB Loans
Ribbon Icon EXPERTISE
  • Small-business
  • Small-business loans
  • Finance
Education Icon EDUCATION
  • B.A. in anthropology, University of Notre Dame
  • ABA certified in Business and Commercial Lending

Olivia joined Bankrate with eight years of experience in small business — both in small-business lending and covering small-business loans. She has a strong background in translating complex financial information into clear and engaging narratives.

Olivia is certified in business and commercial lending through the American Banker’s Association. Her writing has appeared in The Associated Press and NASDAQ among other publications.


Olivia beyond Bankrate

What New Lending Regulations Mean for Small-Business Owners

Arrow Right Icon

How a tax extension can delay a business loan application

Arrow Right Icon

Olivia's latest articles

  • Best Small Business Loans of June 2026

    When it comes to choosing the best small business loans, our guide can help you compare the best rates and terms available to help you fund your business.

    21 min read Jun 18, 2026
  • Best Bad Credit Business Loans in June 2026

    Having a FICO credit score under 630 can make finding business loans difficult — but it’s not impossible. Find our favorite bad credit business loans below.

    20 min read Jun 18, 2026
  • Best Business Checking Accounts June 2026

    Choosing the best business checking account is important for a business. Convenience, not paying fees and an easy way to bank should all be priorities.

    10 min read Jun 05, 2026
  • Best Business Savings Accounts For 2025

    The right business savings account earns a competitive rate, and it won’t charge fees that eat into your funds. Here are some of the best choices.

    10 min read Jun 05, 2026
  • An older woman business owner uses a tablet in a carpentry workshop

    How to get a business loan

    Prepare for your business loan by comparing what you need with how much you can afford.

    7 min read Mar 29, 2026