Nina Semczuk
Former Senior Editor, Wealth
EXPERTISE
- Personal finance
- Financial planning
- Investing
- Retirement planning
EDUCATION
- Bachelor of Science, TV and Film, Boston University
- Master of Fine Arts, Creative Writing, St. Joseph’s University
Nina Semczuk is a former editor on the Bankrate team. In previous roles, she’s worked on content for SmartAsset, MagnifyMoney, LendingTree, Money, Fairygodboss and The Muse. Her writing in the personal finance and career space has been syndicated by numerous outlets and she has been featured in webinars and newsletters.
Nina started her path toward financial literacy at fourteen after filling out her first W-4 and earning her first paycheck. Since then, she's navigated the world of investing, mortgages, VA loans, Roth IRAs and the tax consequences of changing cities, states or countries at least once a year. She served in the U.S. Army for five years before moving to New York City and later, the Hudson Valley.
Nina wants you to know
A coworker early in my career advised me to save early and often for retirement. While saving for retirement in your early twenties isn’t sexy, it sets you up for future stability.
Nina's recommended readings
Financial literacy is a crucial part of owning your life.
— Nina Semczuk
Nina's latest articles
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What is financial liquidity?
Financial liquidity is the ease at which an asset can be converted into cash. Conversely, an asset that is considered illiquid cannot be easily converted into cash or is difficult to trade.
4 min read Jul 17, 2024 -
What is the New York Stock Exchange?
New York is home to the world’s largest stock exchange.
3 min read Jan 10, 2023 -
What is a hedge fund?
If you’re an accredited investor, hedge funds are one of your investment options.
4 min read Jan 10, 2023 -
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Balance sheets: what they are and how to use them
A balance sheet is a financial statement that reports a company’s assets, liabilities and shareholder equity at a specific point in time.
3 min read Dec 22, 2022