Do preapproved credit card offers affect your credit?
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
4 min read
Feb 28, 2025
Mariah Ackary
Former Editor, credit cards
EDUCATION
- University of South Carolina
About the author
Mariah Ackary is a personal finance writer specializing in small businesses and credit. Her work has been cited by media including Fortune, The New York Times, Forbes, The Wall Street Journal, and CNBC. Mariah is a lifelong writer. She hopes to make personal finance education easier and more approachable through her research and advice.
Education
Mariah earned her bachelor’s degree in public relations with a minor in business administration from the School of Journalism and Mass Communications at the University of South Carolina in 2019.
Media mentions
- Retailers Push Sales, and Normalcy, but Economic Uncertainty Looms — The New York Times
- Stressed-Out Americans Plan to Buy Fewer Christmas Gifts, Donate Less to Charity — The Wall Street Journal
- How marketers can win this holiday season — Forbes
- Should you wait until closer to Christmas to get shopping done? — TODAY Show
- Consumer Confidential: How to buy gifts while on a tight budget — TODAY Show
- Almost 79% of 2022 travelers experienced problems during a trip, survey finds — CBS News
- 4 out of 5 travelers say they've hit snags like soaring prices, long waits, and cancellations in 2022 — Business Insider
- Almost everything is getting more expensive, but these 3 things are getting cheaper — Fortune
- More Americans are relying on side-hustle money to make ends meet — Fortune
- Staycation, Again? — The New York Times
- How to Make Your Staycation Feel Like a Getaway — WebMD
- The pandemic ‘quickly eroded savings’ for Gen Z, millennials — CNBC
- As Americans spend, credit card debt is ticking back up — Reuters
- Small businesses using personal funds to stay afloat during coronavirus crisis, study finds — Fox Business
- It’s Now Easier To Get A Credit Card; Consumer Borrowing Is Soaring — Forbes
- 40% of Americans with credit card debt don’t know their interest rate, survey shows — CNBC
- This Week In Credit Card News: How Much Stimulus Money Will You Get? How To Earn 5% Cash Back On Groceries — Forbes
- Small businesses relying more on credit cards to survive — Bloomberg
- Consumers’ Debt Appears to Increase as Credit Purchases Grow — American Consumer Credit Counseling
- Your Money Briefing podcast — The Wall Street Journal
