What to look for in a credit card for bad credit
Applying for a credit card with bad credit can be fraught. Here’s what to look for.
4 min read
Sep 28, 2023
Liliana Hall
Associate Editor
EXPERTISE
- Travel and rewards points
EDUCATION
- Bachelor’s degree in journalism, the Moody College of Communication at The University of Texas at Austin
Liliana is an editor and journalist with a background in feature writing. She earned her bachelor’s degree in journalism from The University of Texas at Austin where she wrote for The Daily Texan and interned at The Austin Chronicle and KUT.
Liliana joins the news and advice team from Austin, Texas as an updates editor. She hopes to help enhance her audience's financial literacy through facilitating clear, concise and timely content. Liliana has always had an interest in the points game when it comes to travel rewards and points. She has lived on three different continents and learned through trial and error what works best for her while abroad.
Liliana specializes in news literacy and strives to help news consumers with the tools they need to trust the information they seek out when it comes to personal finance, rewards, credit card debt and everything in between.
Liliana's latest articles
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How I’m paying off credit card debt, with the help of student loan forgiveness
I left college with student loan debt and credit card debt, now I’m catching up.
6 min read Sep 15, 2022
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How to get cash from a credit card at the ATM
Taking money out of a credit card at the ATM is one way to get cash quickly — but it’s costly.
4 min read Nov 30, 2023 -
What is a prepaid card and how does it work?
Prepaid cards can be used to make purchases much like a debit or credit card, but you only have access to the money you have loaded onto the card ahead of time.
5 min read Oct 19, 2023 -
How long does it take for my credit card payment to post?
Credit card payment processing times may vary, but tend to pass in just a few days.
3 min read Oct 03, 2023 -
Can I get a credit card without a Social Security number?
You may not need an SSN to access credit if you have a credit file or an ITIN.
4 min read Jul 31, 2023 -
How to get a credit card for the first time
Once you understand the basics of credit, you’ll want to weigh your options.
6 min read Jul 31, 2023 -
How to destroy a metal credit card
When scissors aren’t enough to destroy your metal credit cards, try these methods instead.
3 min read Jul 31, 2023 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score means you’ve done everything you need to do to prove that you are a creditworthy consumer.
6 min read Jul 14, 2023 -
What is a good credit utilization ratio?
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers.
4 min read Jun 23, 2023
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Guide to Radisson Rewards Americas
This program lets you earn and redeem points at more than 600 hotels in the U.S., Canada, the Caribbean and Latin America.
7 min read Jul 11, 2022 -
My biggest credit mistake and how you can avoid it
Three credit experts explain how they fixed their biggest credit mistakes.
5 min read Jul 08, 2022 -
Statement balance vs. current balance: What’s the difference?
Your statement balance reflects how much is due at the end of a billing cycle, while your current balance is how much you owe at any given time.
4 min read Jun 24, 2022 -
How I got started with credit cards
Dhahran Velasquez-Channer is one of many young people working to build their credit as quickly as possible — and so far, he’s made all of the right financial choices along the way.
7 min read Jun 23, 2022 -
How to build back your credit after a divorce
Here’s what to look for, how to repair damage and start building credit in your own name.
8 min read Jun 17, 2022 -
Chase Freedom Student vs. Discover it Student chrome
The Chase Freedom Student card is for students who don’t mind getting a relatively low rate of cash back on all purchases, versus the higher rate of cash back on just two spending categories you get [...]
5 min read Jun 16, 2022 -
Capital One Quicksilver Student Cash Rewards Credit Card vs. Journey Student Rewards from Capital One
As more student credit cards launch, it’s important to pick the right one for you. In this guide, we’ll compare two student cards from Capital One — the Quicksilver Student Cash Rewards and the Journey [...]
5 min read Jun 08, 2022 -
Credit bureaus report incorrect information about identity theft
If you have been a victim of identity theft and had accounts opened in your name, the FCRA allows you to ask credit bureaus to stop reporting on these illegal accounts.
3 min read Jun 06, 2022