Are rewards credit cards worth it?
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards.
Katie Kelton is a senior writer on Bankrate’s community team and Certified Credit Counselor™, helping everyday people solve problems and make good money decisions. She’s tuned in to topics like credit scores, homebuying and making ends meet — while trusting that Americans do the best they can with the tools they have.
Before Bankrate, Katie wrote for Capital One, where she gained insight on the credit world. And her career began in marketing, where she learned how to make life’s decisions a little more fun.
Katie is from the Austin area and lives in Colorado Springs. Off the clock, you’ll find her heading outdoors with her pup, organizing her bookshelf and planning endless activities with friends.
If you have a question about money or a story to tell, send her an email at kkelton@bankrate.com.
Americans have money problems. Some are systemic, while others come from everyday life — like having a job, paying bills, buying a home and raising a family. I listen to stories and answer questions to help us all get smart with our money.
— Katie Kelton, CCC
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards.
Learn the difference between a statement balance and current balance.
Choosing between the cards depends on whether you prioritize debt payoff or rewards.
Prepaid cards can be used to make purchases, but you only have access to preloaded money.
Many Americans want to save money this back-to-school season.
A charge card doesn’t have a preset limit, but it must be paid in full each month.
A camping trip can help you save money while enjoying the great outdoors.
Nearly half of Americans are still in credit card debt.