FHA loan rates
Compare FHA rates. An FHA loan is a mortgage insured by the Federal Housing Administration. Check our rates and lock in your rate.
Jeff Ostrowski has closely covered two nationwide housing booms and one devastating bust. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the economy and politics. He previously worked as a reporter at the Palm Beach Post and the South Florida Business Journal.
Since 2019, Jeff has served on the board of the nonprofit National Association of Real Estate Editors. He twice has won gold awards in the group’s journalism contest. His Bankrate coverage of housing affordability was also honored with a Best in Business award from the Society for Advancing Business Editing and Writing.
When he’s not working, Jeff enjoys surfing, biking and traveling, usually with a surfboard or bike.
When you’re applying for a mortgage, shop around and do your homework — informed borrowers can save thousands of dollars over the life of their loan. Don’t fixate on finding the absolute perfect option, though, or timing your loan to a low point for mortgage rates. If you’re borrowing now, mortgage rates could go down in the future. Avoid worrying about all those things that are both out of your control and impossible to predict.
Compare FHA rates. An FHA loan is a mortgage insured by the Federal Housing Administration. Check our rates and lock in your rate.
Find and compare 30-year mortgage rates and choose your preferred lender. Check rates today to learn more about the latest 30-year mortgage rates.
Compare 30-year refinance rates and choose your preferred lender. Check rates today to learn more about the latest 30-year refinance rates.
Today's average 30-year fixed-mortgage rate is 7.02, the average rate for the benchmark 15-year fixed mortgage is 6.44 percent, and the average 5/1 ARM rate is 6.89 percent.
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