
When to use a personal loan to pay off credit card debt
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
Signing up for the Prime Visa before this year’s Prime Day was a no-brainer.
Both of these services offer very similar benefits and features, but which is better for you?
The Citi Custom Cash Card offers 5 percent back in eligible categories, yet the Citi Double Cash Card offers exceptional flat-rate rewards.
The right card for you will come down to which card perks you’ll use more.
The Amex Blue Cash Preferred offers exceptional rewards for groceries, gas and transit.
Learn which Capital One transfer partners allow you to transfer at a 1:1 rate.
Easily wipe purchases off your Capital One credit card account.