What banks do with your money after you deposit it
Your money doesn’t just sit in the bank. Here’s what it’s been up to.
3 min read
Jun 17, 2025
Erin Lowry
Expert Reviewer, Personal Finance
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- Banking
- Consumer loans and debt management
- Mortgages
- Real estate
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Meet our expertsAbout Erin
Erin Lowry is the author of the four-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing, Broke Millennial Talks Money and Broke Millennial Workbook: Take Control and Get Your Financial Life Together. Erin’s been featured in The New York Times, Wall Street Journal, and on GMA3, ABC News, CBS Sunday Morning, CNBC and The Rachael Ray Show. She has written for The New York Times, USA Today, and other major publications.
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