How to refinance student loans with bad credit
Refinancing your student loans can help you get a lower interest rate; here’s how.
5 min read
Mar 28, 2025
Allison Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Taxes
- Mortgages
- Auto loans
- Small business loans
EDUCATION
- Bachelor’s, University of South Florida
- Master’s, University of South Florida
Allison Martin is a contributor to Bankrate covering personal finance, including taxes, mortgages, auto loans and small business loans. Martin’s work began over 10 years ago as a digital content strategist, and she’s since been published in several leading outlets, including The Wall Street Journal, MSN Money, MoneyTalksNews, Investopedia, Experian and Credit.com. Martin, a Certified Financial Education Instructor (CFE), also shares her passion for financial literacy and entrepreneurship with others through interactive workshops and programs.
Allison's latest articles
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EIN: What it is, who needs it and how to get it
If you’re running a business, you’ll probably want to apply for an EIN, or employer identification number.
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How to sell your used car in 9 steps
If selling your car rather than trading it will net more money, follow these steps.
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Should you put a down payment on a car? Yes, and here’s why
A big car down payment can reduce the interest you pay over time.
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VA loans vs. conventional loans: What’s the difference?
If you qualify for both a VA and conventional loan, consider the pros and cons of each.
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How to prequalify for a personal loan, and why it matters
Learn how to prequalify for a personal loan.
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5 ways to pay for graduate school
Explore free options, loans and reduced-tuition programs.
7 min read Mar 24, 2025 -
What to know about tax refund loans
Tax refund loans may be an advantage or a disadvantage to someone based on their current circumstances.
5 min read Mar 24, 2025