At a glance

- Availability
- Affordability
- Customer Experience
- Transparency
About Capital One
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Loan amount
Starting at $2,000
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Min. credit score
Not specified
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APR from
6.34%
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Funds available in
Not specified
Loan amount
Starting at $2,000
Min. credit score
Not specified
APR from
6.34%
Funds available in
Not specified
M&T Bank auto loans boast extended support and a low minimum loan amount, but it is important to consider all aspects before applying.
Low minimum loan amount
Discounts for M&T Bank customers
24/7 support
Limited availability
No prequalification
Vehicle information needed to apply
The Buffalo-based bank does not disclose requirements for credit score or minimum income, but to apply you must be 18 years of age or older and be a legal resident.
In order to qualify for the best rates, you must:
Consider the whole of what M&T Bank has to offer before submitting a loan application.
M&T Bank has 24/7 support for its borrowers over the phone at 800-724-2440. If you prefer the convenience of in-person assistance, you can schedule an appointment at one of its over 1,600 locations across the country. To keep up with your application or manage your loan simply log in to your account on the M&T Bank site.
M&T Bank offers financing for new and used vehicles as well as refinance auto loans.
Overall score | 3.9 | |
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Availability | 4 | Although loans are only available in 13 states, M&T holds no dealership requirement and offers a wide range of repayment options. |
Affordability | 4 | The low maximum APR boosts a lower score based on unspecified fees and steep minimum APR. |
Customer experience | 5 | M&T scores perfectly for its long shopping window and 24/7 customer support. |
Transparency | 2.5 | Without the option to apply for loan prequalification and only some rates disclosed, M&T receives a low score. |