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True Cost of Home Insurance in 2025

How much do Americans spend on home insurance? Bankrate investigates.

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The Replacement Cost Reality Check: When Home Insurance Safety Nets Fall Short

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Home Insurance News

Storm debris litters a neighborhood in the wake of Hurricane Ida on September 3, 2021 in Grand Isle, Louisiana. Ida made landfall as a Category 4 hurricane five days before in Louisiana and brought flooding, wind damage and power outages along the Gulf Coast.

Louisiana is a perilous state. Can its home insurance market survive the risk?

Houses in Florida

Bankrate interviewed experts to learn why the Florida insurance market is in crisis.

Houses in Florida on a sunny day against the blue sky with palm trees in the front lawn.

Florida property insurance and financial ratings: what do they mean to you?

aerial view of suburban houses on a street in Florida

Bankrate explains the details of Florida’s home insurance reform bill.

The trusted provider of accurate rates and financial information