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Costlier construction materials will increase replacement costs for insurers.
helicopter flying above wildfire in smoke-filled sky spraying water
California’s insurance market faces challenges from wildfires, tariffs and rate hikes.
Sunset over the beach and the Pacific ocean in Newport, a town along the 101 highway along the coast in Oregon, USA
Home insurance and climate risk used to be afterthoughts for Americans buying a home. Not anymore.
Flooding
Almost half of U.S. states have inadequate or nonexistent flood disclosure laws.
design image of a car flooding in water
Hurricane Helene caused the worst flooding of 2024.
single family home submerged in floodwaters
The new option is aimed at making flood insurance affordable for more people.
The wildfires may be out, but that doesn’t mean Californians can rest easy.
Woman holding baby
Extreme weather events impact everyone, but not in equal ways.
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