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Credit Shifu

Ben Hedges AKA Credit Shifu’s Top Cards

Ben Hedges, AKA The Credit Shifu, is one of the top credit card and luxury travel vloggers on YouTube. Here is a list of cards he personally uses and recommends for collecting points and miles, accessing airport lounges, getting Hotel status and numerous other benefits. If you watch Credit Shifu videos on YouTube you will no doubt recognize some of these favorites…

Recommended credit score:Good to Excellent
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on American Express's secure site

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Bankrate score

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4.9
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Bankrate review

Intro offer

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As High As 100,000 points. Find Out Your Offer.

Rewards Rate

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1X - 4X

Annual fee

$325

APR

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Recommended credit score:670 - 850
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on Chase's secure site

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Bankrate score

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4.9
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Bankrate review

Intro offer

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75,000 bonus points

Rewards Rate

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1x - 5x

Annual fee

$95

Regular APR

19.49% - 27.74% Variable

Limited time offer
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Recommended credit score:740 - 850
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on Capital One's secure site

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Bankrate score

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5.0
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Intro offer

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LIMITED-TIME OFFER: Earn 100,000 bonus miles

Rewards Rate

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2 Miles - 10 Miles

Annual fee

$395

Regular APR

19.74% - 28.74% (Variable)

American Express Platinum Card®

Bankrate score

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4.8
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Bankrate review
Recommended credit score:Good to Excellent
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on American Express's secure site

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Intro offer

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As High As 175,000 points. Find Out Your Offer.

Rewards Rate

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5X

Annual fee

$895

APR

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Chase Sapphire Reserve®

Bankrate score

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4.8
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Bankrate review
Recommended credit score:740 - 850
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on Chase's secure site

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Intro offer

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125,000 bonus points

Rewards Rate

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1x - 8x

Annual fee

$795

Regular APR

19.74% - 28.24% Variable