Credible's Top Picks for Student Cards

Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.

Redeem cash back for any amount

No credit score required to apply.

No annual fee and build credit with responsible use.

0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.74% - 25.74% applies. Rates as of December 15, 2025.

Terms and conditions apply.

Intro Offer: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases.

Redeem cash back for any amount

No credit score required to apply.

No annual fee and build credit with responsible use.

0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.74% - 25.74% applies. Rates as of December 15, 2025.

Terms and conditions apply.

Earn unlimited 1.5% cash back on every purchase, every day

Early Spend Bonus: Earn $50 when you spend $100 in the first three months

Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges

Enjoy no annual fee, foreign transaction fees, or hidden fees

Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen

Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card

Build your credit with responsible card use

Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

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