Balance Transfer Advice
Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.
Balance Transfer Basics
Bankrate's balance transfer advice
How to do a balance transfer with your bank
Latest Balance Transfer Stories
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How to choose a 0% APR credit card
Learn about what key factors to consider before choosing a 0 percent APR credit card.
6 min read Jan 19, 2024 -
The pros and cons of 0% APR credit cards
A 0 percent intro APR credit card offers more than interest savings. Find out how.
6 min read Jan 19, 2024 -
5 realistic New Year’s goals for people with credit card debt
Here’s how to come up with an achievable credit card payoff plan.
4 min read Jan 18, 2024 -
How to manage debt with a balance transfer card
Make a plan to pay off a balance transfer before its promotional period ends.
8 min read Jan 17, 2024 -
Why I love the Citi Diamond Preferred
The Citi Diamond Preferred has an intro balance transfer offer and no annual fee.
5 min read Jan 17, 2024 -
What happens if you go over your credit card limit?
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
4 min read Jan 17, 2024 -
6 times a balance transfer is a bad idea
When is a balance transfer a bad idea? Here’s when to avoid a balance transfer.
7 min read Jan 10, 2024 -
Achieve New Year’s goals with these cards
Earn credit card rewards on spending you’re already doing.
7 min read Jan 09, 2024 -
How to recover after big holiday spending
Did you overspend this holiday season? We’ve got expert advice to help you get back on track.
4 min read Jan 04, 2024 -
8 balance transfer credit card mistakes to avoid
Here are eight balance transfer credit card mistakes that you definitely want to avoid making.
6 min read Dec 19, 2023 -
How to do a balance transfer with Citi
Find out everything you need to know about transferring a balance with Citi.
4 min read Dec 18, 2023 -
Buy now, pay later continues to surge — but is that a good thing?
Many Americans are using buy now, pay later this holiday season.
4 min read Dec 15, 2023 -
Best balance transfer cards with no balance transfer fee
Learn our picks for the best balance transfer cards with no balance transfer fee.
4 min read Dec 13, 2023 -
How to do a balance transfer with American Express
Learn about balance transfers with Amex and which cards include intro APR offers.
6 min read Dec 07, 2023 -
How to do a balance transfer with Bank of America
Pay down debt with a Bank of America credit card balance transfer.
7 min read Dec 07, 2023 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
6 min read Dec 05, 2023 -
How to do a balance transfer with Wells Fargo
A balance transfer credit card can help you consolidate and pay down your existing credit card balances. Learn how to do a balance transfer with Wells Fargo.
7 min read Dec 05, 2023 -
Why I’m considering a balance transfer card to pay off my travel card debt
How I’m prepping to use a balance transfer card to pay off my travel card balance.
5 min read Nov 16, 2023 -
Upgrade Cash Rewards Elite Visa benefits guide
The new Upgrade Cash Rewards Elite Visa combines features of both a personal loan and traditional credit card — and also offers rewards on purchases.
3 min read Nov 07, 2023 -
Best business balance transfer cards
Here’s what you need to know about the best cards in this niche.
5 min read Nov 06, 2023