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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

Woman reading folder at desk in living room
A personal loan can be a good way to consolidate credit card debt and lower your interest rate.
Mature woman shopping online at Christmas
Balance transfer cards let you ditch debt at a faster pace due to their intro rates.
Man inserting credit card into gas pump with high prices
With inflation running hot, everyone is looking for ways to save, and credit cards can help.
Elderly man is paying online by using smart phone and credit card
Competition for credit card balance transfers is intensifying, which is good news for anyone looking to get out of credit card debt
People walk near Bank of America branch, on July 18, 2022 in New York.
Learn more about the terms, perks and benefits of this card.
Adult woman sits on the couch in front of her living room window as she uses her smartphone
A year after 0 percent balance transfer promotions went into hiding, they’re back in a big way.
No matter what your worth is on paper, pay off your credit card debt as soon as possible.