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Balance Transfer Advice

Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.

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The Latest Advice for Balance Transfers

Young man with ponderous expression reviewing paperwork
Regardless of the amount, spending beyond your credit limit is generally a bad idea.
Serious businesswoman reading business report on her tablet while standing in a living room.
Before you toss your year-end credit card summary, take a closer look for valuable insights into your finances.
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Credit card debt can be tricky, but a balance transfer card may be able to help.
woman looking at her phone in Manhattan
Learn about balance transfers with Amex and what you need to initiate one.
young woman looking at her credit card and working on her laptop
The Quicksilver vs. the Discover it Balance Transfer comes down to which card has the best rewards structure and intro APR offer.
man sitting in kitchen looking at his phone and holding credit card
Learn how to choose the best zero interest credit cards and find the best offers.
man sitting in kitchen looking at his phone and holding credit card
Learn about what key factors to consider before choosing a 0 percent APR credit card.
Earn credit card rewards on spending you’re already doing.