Best Cards for Fair Credit

No annual or hidden fees. See if you're approved in seconds

Building your credit? Using the Capital One Platinum Secured card responsibly could help

Put down a refundable security deposit starting at $49 to get at least a $200 initial credit line

You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time

Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed

Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges

Monitor your credit score with CreditWise from Capital One. It's free for everyone

Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Top rated mobile app

Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply

With $0 Fraud Liability, you won’t be responsible for unauthorized charges

Automatic reviews for credit line increase opportunities

Free Online Credit Score and Credit Report summary, terms apply

Choose your monthly payment due date for added convenience, terms apply

Never miss an account update with customizable text and email alerts

Manage your account on-the-go with the Credit One Bank mobile app

Business requirements: 1+ years in business, minimum of 20k/month deposits, and no Sole Proprietorships

No origination fees, maintenance fees, or draw fees

As your revenue increases, your spending limit increases

Access cash on demand with funds deposited straight into your bank account via the Flex Line

Approvals based on your business revenue and not personal credit

24/7 access to business funding - via mobile app and Visa business card

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