Skip to Main Content
Mile Value - No Logo

Best Balance Transfer Credit Cards

Recommended credit score:Good to Excellent
InfoHover to learn more
Apply now

on American Express's secure site

See Rates & Fees, Terms Apply

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.6
InfoHover to learn more
Bankrate review

Purchase intro APR

0% on purchases for 15 months

APR

19.49%-28.49% Variable

Intro offer

InfoHover to learn more

As High As $200 Cash Back. Find Out Your Offer.

Rewards rate

InfoHover to learn more

1% - 3%

Why you'll like this: It offers a solid intro APR and strong rewards rates for popular everyday spending categories.

Best for pairing

Chase Freedom Unlimited®

Chase Freedom Unlimited®

*Hover to learn more
Recommended credit score:670 - 850
InfoHover to learn more

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
5.0
InfoHover to learn more
Bankrate review

Intro offer

InfoHover to learn more

Earn $200 cash back

Rewards rate

InfoHover to learn more

1.5% - 5%

Annual fee

$0

Regular APR

18.24% - 27.74% Variable

Why you'll like this: Its high base rewards rate and everyday bonus categories make it an excellent foundation for any Chase card stack.

Recommended credit score:Good to Excellent
InfoHover to learn more
Apply now

on American Express's secure site

See Rates & Fees, Terms Apply

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4
InfoHover to learn more
Bankrate review

Intro offer

InfoHover to learn more

As High As $300 Cash Back. Find Out Your Offer.

Rewards rate

InfoHover to learn more

1% - 6%

Annual fee

$0 intro annual fee for the first year, then $95.

APR

19.49%-28.49% Variable

Best for Long Intro APRs

Wells Fargo Reflect® Card

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.3
InfoHover to learn more
Bankrate review
Recommended credit score:670 - 850
InfoHover to learn more
Apply now

on Wells Fargo's secure site

See Rates & Fees

Balance transfer intro APR

0% intro APR for 21 months from account opening on qualifying balance transfers

Regular APR

17.49%, 23.99%, or 28.24% Variable APR

Rewards rate

N/A

Annual fee

$0

Best for flexibility

Citi Custom Cash® Card

Citi Custom Cash® Card

*Hover to learn more

Bankrate score

star iconstar iconstar iconstar iconstar icon
star iconstar iconstar iconstar iconstar icon
4.4
InfoHover to learn more
Bankrate review
Recommended credit score:670 - 850
InfoHover to learn more

Intro offer

InfoHover to learn more

$200

Rewards rate

InfoHover to learn more

1% - 5%

Annual fee

$0

Regular APR

17.49% - 27.49% (Variable)